Manage my credit card

Whether you've just been approved for your credit card, or you've had it for a while, we want to help you understand it. Here’s a range of information to help you manage the different aspects of your credit card.

How a credit card works

Fees and charges guide

Set up and use your card

Here are the 5 steps to setting up your card properly so you're making the most of it.

  1. Sign your card.
  2. Change your temporary PIN.
  3. Set up your online banking.
  4. Get ready to make purchases.
  5. Get ready to make payments.

Read our helpful step-by-step guide


What to do if you see a transaction you don’t recognise on your statement, and tips on keeping your credit card safe.

Understand your card features

Credit cards can be confusing, check out our guides to help you understand using your card and its features.

Understand interest and repayments

Repayments, interest and fees are all part of having a credit card. By understanding them you can avoid having to pay too much.

Lost stolen or damaged card

If you think your card is lost or stolen you can block it immediately in the NAB Mobile Banking app, NAB Internet Banking or by calling 1800 033 103 Within Australia, or +61 3 8641 9121 from overseas.

If you want to learn more about what you can do, we have a lost, stolen and damaged cards guide

We can also help if you've lost your Android phone with NAB Pay

Credit card account changes

Once you’ve got your card set up, you can make changes to your account details anytime. With our credit card account changes guide find out how to:

  • Change your contact details
  • Add or remove an additional cardholder
  • Switch to another NAB credit card
  • Change your limit


We understand life can take unexpected turns. If making your repayments is becoming difficult, we may be able to offer you assistance.

Find out how we can help you with financial hardship

Close your credit card

If you'd like to close your credit card account, please call us on 13 22 65 from 8am - 5:45pm Mon-Fri (AEST/AEDT) or +61 3 8641 9083 if you're overseas. You can also close your credit card account by sending us a secure message via Internet Banking.

We're ready to help you

Talk to an expert
Call 13 22 65

Mon-Fri 8am - 7pm (AEST/ADST)
Sat-Sun 9am - 6pm (AEST/ADST)