Upcoming personal credit card changes

From 18 April 2024, we’re making changes to personal credit cards and some updates to the terms and conditions.

About the NAB Visa Mini Card

The NAB Visa Mini is packed full of features including a low annual fee and up to $10 cash back to your account each month.

Enjoy peace of mind with your complimentary purchase protection insurance and Visa Entertainment Special offers on shows, events, experiences and movies. Find out more about Visa Entertainment, opens in new window.


  • Each NAB Visa Mini comes with a choice of five colours - blue, pink, silver, red and green. 
  • Up to $10 cash back each month.
  • Complimentary purchase protection insurance.
  • Up to 55 interest free days on purchases.
  • Access to our 24/7 NAB Service Centre.

Benefits of Visa

Rates and fees

Variable purchase rate

19.99% p.a.

Variable cash advance rate

21.74% p.a.

Standard balance transfer rate

0% p.a. for 12 months standard balance transfer rate.

We can’t process balance transfers from certain issuers – see our indicative list.

Balance transfer fees

3% balance transfer fee applies.

Annual card fee


Other fees may apply.

All fees and interest rates are subject to change. Correct as at 5 February 2022. View full details of fees and charges.

Find out more about purchase protection insurance.

Other NAB credit cards

Terms and Conditions