Offer
70,000 bonus Qantas Points
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Rates and fees
Variable purchase rate |
19.99% p.a. |
---|---|
Standard balance transfer (BT) rate for 12 months 3% BT fee applies. Unpaid BT reverts to variable cash advance rate |
0% p.a. |
Interest free days on purchases | Up to 44 |
Annual card fee (reduced to $150 for the first year) |
$250 p.a. |
Minimum credit limit | $6,000 |
Variable cash advance rate This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account. |
21.74% p.a. |
Not the right card for you? We can help you choose a different one.
Eligibility Check you're eligible to apply online
-
You're 18 years or older.
-
You’re applying on your own.
-
You receive a regular income.
-
You’re an Australian resident for tax purposes.
-
You're an Australian or New Zealand citizen, Australian Permanent Resident or non-resident holding an acceptable Temporary Residency Visa.
Read important information for visa categories that are not acceptable.
Have these items ready
Be prepared and have the following documents and information ready before you start your application.
If you’re an existing NAB customer, you can:
- save time and use your NAB Internet Banking login to pre-fill your personal and NAB financial details
- upload recent financial documents (such as payslips and bank statements) in the form. Have these ready to speed up your application.
If you’re a new NAB applicant, or don't have any active NAB accounts, you’ll need to provide at least one of the following forms of ID:
How to apply
Apply online today and start using your card in a few easy steps.
Step 1. Applying online is easy
Allow up to 15 minutes to complete the application form and get a response in 60 seconds.
Step 2. We’ll verify your application
If you’re conditionally approved, we may ask you for additional information or documentation, such as payslips or bank statements.
Step 3. Receive and activate your card
If approved, your physical card will arrive within five working days. Activate and set up your new card using the NAB app or NAB Internet Banking.
Ready to apply?
If you've checked you're eligible to apply and have all your documents ready, let's get started.
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change.
Credit cards issued by National Australia Bank Limited.