Find your new home as a single parent

The Family Home Guarantee is an Australian Government scheme that helps single parents buy a family home.

From 1 July 2021, 10,000 Family Home Guarantees will be available to eligible parents.

You can use the Family Home Guarantee to build a new home or buy an existing home with a deposit of as little as 2%. Both first home buyers and previous home owners can apply. You can’t use the Family Home Guarantee to buy an investment property.

To be eligible for the Family Home Guarantee you must:

  • be an Australian citizen, aged 18 years or over. Permanent residents aren’t eligible.

  • be a single parent with at least one dependent living with you

  • have earned $125,000 or less last financial year

Property requirements

  • You cannot currently own a home, but you can have owned a home before.

  • You have at least a 2% deposit to contribute towards your property purchase.

  • The single parent must be the only name listed on the loan and the certificate of title.

Fact sheets and information guides

How to apply as a single parent

There are three simple steps to apply for the Family Home Guarantee.

1. Check you’re eligible

Review the Family Home Guarantee eligibility criteria, opens in new window to see if you're eligible.

2. Get conditionally approved

Speak with one of our bankers and apply for conditional approval. Once approved, our team will reserve your place in the scheme.

3. Buy your family home

Build a new home or buy an existing one. With the Family Home Guarantee you can choose what works for you.

Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a NAB home lending specialist who will help you with your application.

Buying your first home

Here are some helpful articles to get you on your way.

Contact us

Book an appointment

Request a call back or book an appointment in branch or with a mobile banker who can come to you.

Call us

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Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)

13 78 79

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Visit your nearest NAB branch to speak to us in person.

Important information