Buy your first regional home sooner
The Regional First Home Buyer Guarantee is an Australian Government scheme that helps regional customers buy a home in designated regional areas.
You can use the Regional First Home Buyer Guarantee to build a new home or buy an existing home with a deposit of as little as 5%. Only eligible buyers who have lived in a regional area, or an adjacent regional area to where they are purchasing, for the preceding 12-month period (if applying as a joint application, then at least one applicant needs to meet this requirement) can apply. You can’t use the Regional Home Buyer Guarantee to buy an investment property.
To be eligible for the Regional First Home Buyer Guarantee, you must:
How to apply
There are four simple steps to apply for the Regional First Buyer Home Guarantee:
Check your eligibility: Use the Housing Australia website, opens in new window to check your eligibility.
Get in touch: Book an appointment online, at your local branch or with your broker and complete your NAB home loan application.
Submit your application: Get conditional approval from your banker or broker. They’ll then collect the documents required for eligibility and reserve your place in the scheme.
Buy your home: You’ll have 90 days to purchase a home after you’re approved. Then all you need to do is settle and move in.
Ready to get started?
When you’re ready to apply, you can book an appointment online or request a call from a NAB home loan expert who will help you with your application.
Buying your first home
Here are some helpful articles to get you on your way.
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