How to open a bank account for a child

If your child is 14 years or older, the easiest way for them to open an account is online.

This account will be opened in the child’s name only. If you wish to be an authorised party on their account, you and your child can arrange this later by visiting a branch together.

Your child needs to provide two of the following forms of ID:

• Australian or foreign passport
• Medicare card
• Australian driver’s licence (if they have one).

If your child is 18 or younger, they can also use a birth certificate as a form of ID if another form of ID isn’t accepted.

If they successfully complete electronic verification when applying online, your child’s account will be opened immediately. You can transfer money into their new account right away.

If we can’t match their details online, they’ll need to visit a NAB branch to complete verification before they can withdraw money or make purchases.

How to open an account in a branch

If your child is 13 or under, you’ll need to visit a branch to open an account for them. 

You will need to supply either one primary photographic documentPrimary photographic documents include:1. Australian or foreign passport
2. proof of age card 3. Australian or foreign driver licence 4. ID card issued by foreign government or the United Nations. , or one primary non-photographicPrimary non-photographic documents include:1. birth certificate 2. citizenship certificate 3. health care card issued by the Australian government.  and one secondary documentSecondary documents include:1. Medicare card 2. Education certificate (under 18 years) 3. Australian Taxation Office notice  4. Financial benefits notice.   for your child. As their parent or guardian, you may also be required to identify yourself.

When the account is opened, you may need to be an authorised party on their account. There are different levels of access or control you can have on a child’s account – speak to one of our bankers to find out more.

Document checklist for minors (PDF, 100KB), opens in new window