• Complimentary insurances - see the Insurance section for details.
  • NAB Concierge Service - your own personal assistant 24 hours a day, seven days a week.
  • Access to our NAB Service Centre 24 hours a day, seven days a week.

Benefits of Visa

Rates and fees

Variable purchase rate

19.74% p.a.

Variable cash advance rate

21.74% p.a.

Standard balance transfer rate

0% p.a. for 12 months
Balance transfers

Balance transfer fee

3% balance transfer fee applies.

Annual card free

$90 p.a.

Other fees may apply.

Annual card fee and interest rates are subject to change. Correct as at 5 February 2022.  View full details of fees and charges.


These insurances are complimentary with your NAB Premium Card . These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 604KB), opens in new window for full details, including exclusions. You can also call Allianz Global Assistance (AGA) 1800 187 025.

International Travel Insurance

Cover for travel cancellation, overseas medical expenses, lost luggage (up to $20,000) or travel documents, rental vehicle excess, accidental death and disability, missed connections, personal liability, rental vehicle damage and theft excess waiver, hijack and detention, and kidnap and ransom.

To qualify, use your NAB Premium Card to purchase a minimum of $500 of your prepaid transportation costs (including travel by air, rail, road or watercraft) and/or accommodation costs and/or organised land tour costs all of which are inclusive of any charges, fees and/or taxes (excluding foreign currency and travellers cheques) on your NAB Premium Card.

Other eligibility criteria also apply.

Interstate Flight Inconvenience Insurance

You're covered if, during an interstate flight, your luggage is lost or delayed or if you have to cancel or amend an interstate flight due to serious illness.

Transit Accident Insurance

Cover if you or members of your family die or are seriously injured in an accident while travelling.

Rental vehicle excess in Australia insurance

You can be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia.

Purchase Protection Insurance

Protection for new items purchased with your NAB Premium Card, if they're stolen or accidentally damaged within 90 days of the date of purchase.

Extended Warranty Insurance

If you purchase a new domestic appliance in Australia using your NAB Premium Card you'll receive an extension of its original Australian manufacturer's warranty for up to 12 months.

Terms and Conditions