Fees and charges

Monthly card fee

$ 0

Love free stuff? Pay no monthly fee and keep the extra cash.

Withdrawal fee at over 7,000 ATMs

$ 0

Access over 7,000 ATMs across Australia, and say goodbye to ATM fees.

Overdrawn fees

$ 0

If you happen to overdraw your NAB transaction account.

Foreign Currency Fees (transactions not in AUD) 3%

Features of this card

Access to Visa Entertainment

Includes pre-sales periods for concerts and events, priority seating, special offers and exclusive merchandise packages.


Shop safe in the knowledge you’re always protected with NAB Defence and Visa Zero Liability.

Contactless payments

Make everyday purchases easy and secure with Visa payWave. Plus, start spending before your card arrives with Apple Pay.

Easy access to your money

Withdraw money at ATMs or at a branch, and make purchases in person, online or over the phone.

Bank on the go

Bank 24/7 with the NAB app, packed with features to help you stay in control of your money.

No monthly account fees

Linked to a new or existing NAB Classic Banking account with no monthly account fees.

Manage your card with the NAB app

  • Tap and pay for purchases with digital wallets.

  • Use card controls to turn on or off contactless payments, online purchases, and overseas transactions.

  • Block, unblock and reorder your card if it's lost or stolen.

  • Notify us if you're going overseas so we can protect your card.

What you’ll need to apply

Here's what you need to know about applying and eligibility.

Identify yourself

We’ll need either:

  • your passport

  • your driver's licence

  • your Medicare card

Check your eligibility

You must be both:

  • 14 years of age or older

  • an Australian resident for tax purposes

Not eligible to apply online?

If you’re unable to apply for this product online, visit a branch and a banker will help you.

Ready to apply?

If you've checked you're eligible to apply and have all your documents ready, let's get started.

Help and support

How do I open an account?

If you’re 14 years old or over

You can apply for a NAB Classic Banking account online if you’re 14 years or older and an Australian resident for tax purposes. If you’re not an Australian resident you can open an account at a NAB branch.

If you’re under the age of 14

If you’re under the age of 14, you will need to go into a branch with your parent or guardian to open an account. They need to be an authorised party on your account for you to attach a card.

What you’ll need to open the account

You’ll need to present identification documents when you open the account. This can include things like:

  • your birth certificate
  • Proof of Age card
  • a valid Australian driver’s licence.

If you’re looking to open a NAB Retirement account, visit a NAB branch.

Can I get a NAB Visa Debit card if I’m visiting from overseas?

If you're visiting Australia from overseas, you will be able to get a NAB Visa Debit card unless you are here on a short stay visitor / tourist visa. If this is your case, speak to one of our bankers about other products that may suit your needs.

Can I use Visa payWave on large purchases, or just smaller ones?

Visa payWave is a secure way to make purchases of any size. If the purchase is under $100, you won’t need to use your PIN so you can just tap and go. For purchases over $100, the process is almost as quick. The only difference is you’ll need to enter your PIN.

What is NAB Defence?

Wherever you see the NAB Defence logo, you’ll be protected against fraud, whether you’re using your physical card or Apple Pay. We’re always working behind the scenes to monitor any high risk transactions and let you know about suspected fraud and investigate for you.

Other account options to consider

NAB Platinum Visa Debit Card and NAB Visa Debit Cards require a linked NAB transaction account . You can link an existing NAB transaction account within your debit card application or open a fee-free NAB Classic Banking account, as well as a savings account.

Contact us

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

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