Fees and charges
Monthly card fee
$ 0
Pay no monthly fee and keep the extra cash.
ATM fee at over 4,000 ATMs
$ 0
No ATM fee at over 4000 ATMs across Australia.
Overdrawn fee
$ 0
If you happen to overdraw on your NAB transaction account. Debit interest may apply to overdrawn amounts.
Other fees and charges may apply. See our guide to fees and charges and debit interest rates.
| International transaction fee | 3.5% of the AUD amount |
|---|
Features of this card
Access to Visa Entertainment
Includes pre-sales periods for concerts and events, priority seating, special offers and exclusive merchandise packages.
Security and purchase protection
Shop safe in the knowledge you’re protected with NAB Defence, Visa Zero Liability and complimentary purchase protection insurance.
Contactless payments
Make everyday purchases easy and secure with Visa payWave. Plus, start spending before your card arrives with Google Pay or Apple Pay.
Easy access to your money
Withdraw money at ATMs or at a branch, and make purchases in person, online or over the phone.
Bank on the go
Bank 24/7 with the NAB app, packed with features to help you stay in control of your money.
No monthly account fee
Linked to a new or existing NAB Classic Banking account with no monthly account fee.
Manage your card with the NAB app
Download the NAB app today to access the convenience of managing your cards online. Here are just a few things you can do.
What you’ll need to apply
Here's what you need to know about applying and eligibility. If you’re a NAB customer, have your NAB IDYour NAB ID is an 8 to 10 digit number given to you when you first become a NAB customer. There are three ways to find your NAB ID: 1. We send it to you via email and SMS when you first become a customer. 2. On the back of your credit card or debit card, above the magnetic strip. Not all cards have this. 3. In the NAB app once you've registered for internet banking. Your NAB ID can be found under More and then My Details. This option is only available for personal profiles (not business ones). and password ready.
Identify yourself
If you’re a new customer, we’ll need either:
Check your eligibility
You must be both:
Ready to apply?
If you've checked you're eligible to apply and have all your documents ready, let's get started.
Help and support
How do I open an account?
If you’re 14 years old or over
You can apply for a NAB Classic Banking account online if you’re 14 years or older and an Australian resident for tax purposes. If you’re not an Australian resident you can open an account at a NAB branch.
If you’re under the age of 14
If you’re under the age of 14, you will need to go into a branch with your parent or guardian to open an account.
What you’ll need to open the account
You’ll need to present identification documents when you open the account. This can include things like:
- your birth certificate
- Proof of Age card
- a valid Australian driver’s licence.
If you’re looking to open a NAB Retirement account, visit a NAB branch.
Can I get a NAB Visa Debit card if I’m visiting from overseas?
If you're visiting Australia from overseas, you will be able to get a NAB Visa Debit card unless you are here on a short stay visitor / tourist visa. If this is your case, speak to one of our bankers about other products that may suit your needs.
Can I use Visa payWave on large purchases, or just smaller ones?
Visa payWave is a secure way to make purchases of any size. If the purchase is under $100, you won’t need to use your PIN so you can just tap and go. For purchases over $100, the process is almost as quick. The only difference is you’ll need to enter your PIN.
What is NAB Defence?
Wherever you see the NAB Defence logo, you’ll be protected against fraud, whether you’re using your physical card or your digital wallet. We’re always working behind the scenes to monitor any high risk transactions and let you know about suspected fraud and investigate for you.
Other ways we can help
Other account options to consider
NAB Platinum Visa Debit Card and NAB Visa Debit Cards require a linked NAB transaction account. You can link an existing NAB transaction account within your debit card application or open a NAB Classic Banking account, as well as a savings account.
NAB Platinum Visa Debit Card
With additional features, this platinum debit card is your premium everyday card both at home and overseas.
NAB Classic Banking account
However you bank, you’ll pay no monthly account fee. Spend more on what’s important to you.
Student banking
Helping you balance your finances with your studies.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Important Information
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
NAB Internet Banking and NAB app
These products are issued by National Australia Bank Limited.
NAB recommends you consider the NAB Internet Banking terms and conditions document, before making any decisions regarding this product.
The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.