Open in less than 7 minutes
Make everyday purchases easy and secure with Visa payWave
Bank 24/7 with the NAB app, packed with features to help you stay in control of your money
Shop safe in the knowledge you’re always protected with NAB Defence and Visa Zero Liability
Linked to a new or existing NAB Classic Banking account
Have a passport, driver’s license or Medicare card handy
Must be at least 16 and a permanent Australian resident to apply online
Call us on 13 22 65 or visit a branch if you’re under 16 or a non-permanent resident
Love free stuff? Pay no monthly fee and keep the extra cash
Access over 7,000 ATMs across Australia, and say goodbye to ATM fees
If you happen to overdraw your NAB transaction account.
Foreign Currency Fees (transactions not in AUD)
3%
Apply online now – it takes less than seven minutes.
You’ll then get an SMS with your NAB Identification Number (NIN) within 60 seconds.
Register for Internet Banking (using your NIN), and you’re ready to start moving money around.
Lastly, you’ll receive another SMS to let you know when your NAB Visa Debit card will arrive.
NAB has a range of digital wallets that will let you tap and pay securely with your phone to make contactless purchases.
To apply for a NAB Visa Debit card online you will need to be aged 16 or older and be an Australian resident.
If you’re aged between 14 and 16, you’ll need to visit your nearest NAB branch with a parent or guardian – they’ll need to be nominated as an authorised party to your linked account. If you’re over 16 years of age, you don’t need a parent or guardian, and can simply apply over the phone or in branch.
If you aren’t 16 yet you can visit us at any NAB branch.
You’ll need to present 100 points of identification when you open the account, for example, Birth Certificate and Medicare card.
Minors aged 14 and under will require a parent or guardian to be present.
If you are visiting Australia from overseas, you will be able to get a NAB Visa Debit card unless you are here on a short stay visitor / tourist visa. If this is your case, speak to one of our bankers about other products that may suit your needs.
Visa payWave and NAB Pay are secure ways to make purchases of any size. If the purchase is under $100, you won’t need to use your PIN so you can just tap and go. For purchases over $100, the process is almost as quick. The only difference is you’ll need to enter your PIN.
NAB Pay enables you to make contactless payments on your mobile. NAB Pay is part of the NAB app and links directly to your NAB Visa Debit card. All you need to do is set up NAB Pay on your Android phone and select your default card. To make a payment, simply place the back of your phone against the reader until it beeps. It's that easy. For payments $100 or over, you'll need to enter your card PIN.
Wherever you see the NAB Defence logo, you’ll be protected against fraud, whether you’re using your physical card, NAB Pay, or Apple Pay. We’re always working behind the scenes to monitor any high risk transactions and let you know about suspected fraud and investigate for you.
Call us on 13 22 65
Your premium everyday card both at home and overseas.
Meet your account for everyday transactions. Easy access to your money with no monthly account fees.
Pay no account keeping fees with the NAB Classic Banking account
If you have a Commonwealth Seniors Health Card, a Health Care Card, or a Pensioner Concession, and would like more information on our low or no fee products, please visit us in branch or call 13 13 12.
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