Our transaction account options

With our transaction accounts, you can withdraw money from ATMs, pay online, and flexibly control and manage your money and cards with our NAB app. We have accounts for everyone from students and international visitors to retirees and pensioners.

NAB Classic Banking account

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fees.

Monthly account fees

$ 0

Overdrawn fees

$ 0

Withdrawal fee at ATMs

$ 0

Benefits of this account

  • No monthly account fees and no minimum monthly deposits

  • No overdrawn fees if you happen to go over your account balance

  • No ATM withdrawal fees at over 7,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Open online in less than 5 minutes

NAB Retirement Account

Get more from your money in retirement and enjoy easy access to your money while earning a competitive interest rate.

Monthly account fees

$ 0

Overdrawn fees

$ 0

Withdrawal fee at ATMs

$ 0

Benefits of this account

  • No monthly account fees and no minimum monthly deposits

  • Earn a competitive interest rate daily on your account balance

  • No ATM withdrawal fees at over 7,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

NAB Visa Debit card

Choose between two feature-packed Visa Debit cards to access your money via:

  • ATM withdrawals
  • Contactless payments
  • Making online purchases

Plus, add your NAB Visa Debit card to your digital wallet and start spending with Apple Pay or NAB Pay before your card even arrives. 

Important information