Our transaction account options

With our transaction accounts, you can withdraw money from ATMs, pay online, and flexibly control and manage your money and cards with our NAB app. We have accounts for everyone from students and international visitors to retirees and pensioners.

NAB Classic Banking account

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fees.

Monthly account fees

$ 0

Overdrawn fees

$ 0

Withdrawal fee at ATMs

$ 0

Benefits of this account

  • No monthly account fees and no minimum monthly deposits

  • No overdrawn fees if you happen to go over your account balance

  • No ATM withdrawal fees at over 7,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Open online in less than 5 minutes
Apply now
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NAB Retirement Account

Get more from your money in retirement and enjoy easy access to your money while earning a competitive interest rate.

Monthly account fees

$ 0

Overdrawn fees

$ 0

Withdrawal fee at ATMs

$ 0

Benefits of this account

  • No monthly account fees and no minimum monthly deposits

  • Earn a competitive interest rate daily on your account balance

  • No ATM withdrawal fees at over 7,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Find out more

NAB Visa Debit card

Choose between two feature-packed Visa Debit cards to access your money via:

  • ATM withdrawals
  • Contactless payments
  • Making online purchases

Plus, add your NAB Visa Debit card to your digital wallet and start spending with Apple Pay or NAB Pay before your card even arrives. 

More about NAB Visa Debit cards

Tools and calculators

Handy calculators and tools to help you plan and manage your money.

 

Budget planner

Use our free budget planner to create a monthly budget.

Savings calculator

See how much you could save over time or how long it will take to reach your savings goal.

Calculators and financial tools

Use our personal banking calculators to help you plan, save and manage your loans and accounts.

Help and support

Guides and support services to help you manage your banking.

 

Other ways we can help

Use our help guides, FAQs and other support services to help you manage your banking more easily.

View our help and support hub
Easy guide to everyday banking (PDF, 4MB)

Other bank accounts to consider

NAB iSaver

Enjoy flexibility with your savings while still earning interest. Receive the fixed bonus margin for the first four months on your first new account for balances up to $20m.

NAB Reward Saver

Grow your savings faster with a higher interest rate, if you're a motivated saver.

NAB Visa Debit card

Easy and secure access to your own money, wherever Visa is accepted.

Contact us

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Find a branch

Call us

Let us help you with your personal banking needs.

Contact numbers

Important information