standard RATES AND FEES

  • 19.74 %p.a.

    Standard purchase rate

  • 21.74 %p.a.

    Cash advance rate

  • $90

    Annual card fee

  • Up to 44

    Interest free days on purchases2

  • $6000

    Minimum credit limit

Special offer

On a New NAB Low Fee Platinum Card

0% P.A. ON BALANCE TRANSFERS FOR 24 MONTHS

  • Enjoy 0% p.a. on balance transfers for 24 months on a new NAB Low Fee Platinum Card. 2% balance transfer fee applies. Balance transfer reverts to cash advance rate.

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

Card features and benefits

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Add another card?

Add an additional cardholder at no extra cost.4

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Concierge service

Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Concierge Service.3

Visa Premium Access

Discover hundreds of deals, discounts and privileges with Visa Premium Access.

Keep yourself safe

With 7 complimentary insurances1

  • Overseas travel insurance
  • Transport Accident insurance
  • Interstate flight inconvenience insurance
  • Domestic hotel burglary insurance
  • Purchase protection insurance
  • Extended warranty insurance
  • Price protection insurance

Find out more

Apply online in 15 minutes and get a response in 60 seconds.

Not the right card for you?

NAB Low Rate Platinum Card

Enjoy our lowest interest rate on purchases, with the added benefits of complimentary insurances View disclaimer 1

NAB Low Fee Card

With our lowest annual fee, you'll have more to spend on what you want

NAB Rewards Platinum Card

Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances View disclaimer 1

We're ready to help you

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Sat-Sun 9am - 6pm (AEST/AEDT)