* Balance Transfer Special Offer
Offer commenced 13 March 2018. 24 MONTH OFFER - For approved applicants who apply for a new personal NAB Low Fee Platinum Card before the offer is withdrawn. The balance transfer interest rate will apply for a 24 month statement period from account opening. After the 24 months period, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 March 2018). Interest rates are subject to change and available at www.nab.com.au. 18 MONTH OFFER - For approved applicants who apply for a new personal NAB Low Fee Card before the offer is withdrawn. Nab may vary or end this offer at any time. The balance transfer interest rate will apply for an 18 month statement period from account opening. After the 18 months period, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 March 2018). Interest rates are subject to change and available at www.nab.com.au. Special promotion balance transfer must be applied for at the point of full card application. The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Offer is not available when losing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer.
1 Interest free days on purchases
If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.
A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 420KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
3 Concierge service
This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 234KB) for full details.
4 Additional cardholder
Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.
NAB recommends you consider the Internet Banking terms and conditions document, available here, before making any decisions regarding this product. This product is issued by National Australia Bank Limited. The NAB Mobile Banking app is compatible with Android OS 4.4 and above, and iOS 9 or later. Instant digital card is available for AndroidTM only. Only available for NAB personal Visa Debit and Credit Card. For payments of $100 or over, you need to set a PIN for your card. To do so, login to the NAB App or your NAB Internet Banking account, head to the My cards section > Manage my card > Change my PIN. The NAB Mobile Banking app is compatible with Android OS 4.4 and above, and iOS 9 or later. Selecting our optional Quick Balances feature will disable your SMS account balance notifications. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.
Visa payWave® is a registered trademark of Visa Worldwide Pte Limited. Fees and charges
Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 13 November 2017.
Credit cards issued by National Australia Bank Limited. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Forms and links
NAB Credit Card Terms and Conditions (PDF, 365KB)
NAB electronic banking (card based) Product disclosure statement (PDF, 324KB)
NAB Credit Card Cover Product disclosure statement and policy document (PDF, 472KB)
Personal banking fees – A guide to fees and charges (PDF, 355KB)
Indicator rates for other personal lending products