Velocity Points with NAB Rewards credit cards - NAB
Earn Velocity Points with our NAB Rewards credit cards
Get ready to extend your Velocity Points earnings with our NAB Rewards credit cards. Enjoy the benefits of hassle-free points accumulation with our automatic redemption feature, which transfers your NAB Rewards Points directly to your Velocity account each month.
Compare our Velocity Points earning NAB Rewards credit cards
Both cards offer the chance to earn Velocity Points which are automatically transferred monthly into your Velocity account. Compare the different Velocity rewards, minimum credit limits and fees to find a card that suits you.
NAB Rewards Card with Velocity
Experience uncapped rewards points, transferred monthly to your Velocity account to redeem on flights or the Velocity Rewards Store.
Minimum credit limit
$3,000
Annual card fee
$ 195 p.a.
Variable purchase rate
22.49 % p.a.
Benefits
Considerations
Not the right card for you? We can help you choose a different one.
Up to 80,000 bonus Velocity Points
Minimum monthly repayments required. Offer commenced 1 October 2026 and ends upon withdrawal. Available to new cardholders only. Eligibility criteria and terms and conditions apply. See important information below.
NAB Rewards Travel Card with Velocity
Experience uncapped rewards points to transfer monthly to your Velocity account with our highest points earn NAB Rewards credit card.
Minimum credit limit
$6,000
Annual card fee
$ 395 p.a.
Variable purchase rate
22.49 % p.a.
Key benefits of this card
Benefits
Considerations
Not the right card for you? We can help you choose a different one.
Up to 90,000 bonus Velocity Points
Offer only available online for new cardholders. Minimum monthly repayments required. Offer commenced 1 October 2026 and ends upon withdrawal. Eligibility criteria and terms and conditions apply. See important information below.
More about credit cards with Velocity Points
What are Velocity Points?
Velocity Points are the reward currency of Virgin Australia’s Velocity Frequent Flyer program. You can convert your NAB Rewards Points to Velocity Points.
How can I use Velocity Points?
You can redeem your points when you fly with Virgin Australia or partner airlines, use eligible credit cards, shop with partner retailers, book hotels, hire cars and more.
Do Velocity Points expire?
Yes – Velocity Points expire if you don’t earn points for 24 months. Any activity on your account resets the expiry on your entire points balance.
How to convert NAB Rewards Points to Velocity Points
You can easily convert the points you earn on your NAB Rewards or NAB Rewards Travel Cards to Velocity Points. Here’s how:
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Visit the NAB Rewards Store and link your Velocity membership number to your NAB Rewards account. If you’re not already a Velocity Frequent Flyer member, join for free today.
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Each month, your NAB Rewards Points will be transferred to Velocity Points. You can set up automatic redemption for convenience.
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Velocity Points converted from bonus NAB Rewards Points will be credited within three months of meeting your spend criteria.
How much are Velocity Points worth?
Three NAB Rewards Points are worth one Velocity Point
Boost your Velocity Points balance faster by earning bonus points when you shop through the NAB Rewards Bonus Points Shop or Points Booster stores.
How many Velocity Points do I need to fly?
It depends on where you’re flying, when you book, and which seat you choose. Velocity uses distance based award charts, and prices can change based on demand and availability. For example, for an economy seat on a Virgin Australia domestic flight, you’ll need at least 5,900 points for a one-way flight.
Use the mileage calculator on the Velocity website to work out how far your points can take you.
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1. Apply for an eligible NAB Rewards credit card
Cards like the NAB Rewards Card and NAB Rewards Travel Card let you earn NAB Rewards Points, which you can then convert to Velocity Points in the NAB Rewards Store.
2. Switch on Auto Redemption
You can set up Auto Redemption so all your NAB Rewards Points are automatically converted to Velocity Points each month.
3. Earn points on your everyday spending
Each time you make an eligible purchase with your NAB Rewards Card, you’ll earn points. All your everyday spending, like groceries, petrol, takeaway coffee and more can earn points. You could also earn bonus points on certain transactions.
4. Take advantage of bonus Velocity Points offers
Keep an eye out for offers where you can earn bonus points by meeting minimum spend requirements and keeping you card open for at least 12 months.
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Yes – you can transfer your points to an eligible family member who is also a Velocity member. You’ll need to log into your Velocity account to do this.
How to earn Velocity Points with NAB Rewards credit cards
| NAB Rewards Card (per $1 spend) | NAB Rewards Travel Card (per $1 spend) | |
|---|---|---|
| Standard earn rate | NAB Rewards Card (per $1 spend)
Earn 1.25 points up to $5,000 spend per month, then earn 0.5 points | NAB Rewards Travel Card (per $1 spend)
Earn 1.5 points up to $10,000, then earn 0.5 points |
| Grocery, Petrol, Public Transport store purchases | NAB Rewards Card (per $1 spend)
Earn 0.75 points (uncapped) | NAB Rewards Travel Card (per $1 spend)
Earn 1 point (uncapped) |
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Other options to consider
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NAB Rewards credit cards
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Read our credit card terms and conditions. Credit card fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
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