These indicator rates are effective as at 14 August 2017. Your net interest rate may be the same as the indicator rate; or the sum of the indicator rate plus/minus a margin.
The indicator rates below are used as a base to calculate interest rates for NAB home lending products. These indicator rates are subject to change.
A positive margin of 0.10% p.a. will apply to interest only (in arrears) variable and fixed rate loans. However, this does not apply to fixed rate in advance.