Welcome to NAB

Get started with a few easy steps to make the most of your everyday banking.

Our bank account options

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fees.

Monthly account fees

$ 0

Overdrawn fees

$ 0

Withdrawal fee at ATMs

$ 0

Features of this account

  • No monthly account fees and no minimum monthly deposits

  • No overdrawn fees if you happen to go over your account balance

  • No ATM withdrawal fees at over 4,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Apply online in less than 5 minutes

Easily access your money with an online savings account linked to your NAB transaction account.

Introductory interest rate for 4 months

5.00 % p.a.

2.00% p.a. base variable rate + 3.00% p.a. fixed margin for 4 months. After 4 months base variable rate only applies of 2.00% p.a.

Is this account right for you?

  • You want the flexibility to earn interest and make withdrawals

  • You want to earn an introductory rate for the next 4 months

  • You want to link your NAB transaction account to your NAB iSaver

Open online in less than 5 minutes

Grow your savings faster with bonus interest for regular deposits and no withdrawals.

Earn up to

5.00 % p.a. for balances up to $49,999

Earn up to 5.00% p.a. (0.35% p.a. variable base rate + 4.65% p.a. variable bonus rate) for each month that you make at least one deposit before the second last banking day and no withdrawals.

NAB Reward Saver has a tiered interest structure, meaning you may receive a different rate for the entire balance depending on the tier your balance falls within. Interest rates shown above are for balances up to $49,999. View Indicator Rates - Deposits for full details of tiers and rates.

Is this account right for you?

  • Ideal if you’re saving for a goal e.g. a holiday or a home loan deposit

  • You can make regular monthly deposits to secure the bonus interest rate

Open online in less than 5 minutes

Terms and Conditions

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions (PDF, 627KB), opens in new window. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.