What is BeemTM ?

BeemTM is an app that allows you to take money out of the moment. With BeemTM you can pay, be paid or split the bill with friends and family on the go – it’s easy, instant and free. All you need is to ensure you have BeemTM set up on your phone, encourage your friends and family to also download and register with BeemTM, and then you’re ready to go.


Split bills with friends and family

No need to do the math at lunch about who owes what. You can split bills between your friends, family or anyone you owe – it's as easy as it sounds.

Simple, instant and seamless

No more exchanging bank account information. Pay or get paid instantly, whenever you like, as long as both parties have downloaded and registered with BeemTM.

Beem free and wide

You can use BeemTM for free no matter whom you bank with.

How to get started with BeemTM

Step 1

Make sure you have an eligible NAB Visa debit card.

Step 2

Download BeemTM on your compatible Android™ or iOS smartphone.

Step 3

Enter your personal and card details into the app, complete the identity verification process and you’re ready to go!

Don’t have a NAB Visa Debit card?

Apply for a NAB Visa Debit card which links with a NAB Classic Banking account (with $0 monthly account fee).

How BeemTM works

  • You can use any of the below NAB Visa debit cards:

    • NAB Visa Debit Card
    • NAB Platinum Visa Debit Card
    • NAB Business Visa Debit Card

    Ensure that the setup of your transaction account links to the savings option of your debit card (this is where your received payments will be credited). You can register either a personal or a business debit card, provided the above requirements are met.

    You can also use any other Australian bank issued Visa or Mastercard debit card. You can add up to five debit cards, including multiple eligible NAB Visa debit cards.

    You must add a debit card to make or receive BeemTM payments. You can use a credit card for some other features in the app, like BeemTM Rewards and purchasing gift cards.

  • When you pay someone else, the amount will show as ‘pending’ until the next business day, when the money has been taken from your account to make a payment.

    When receiving money it will appear in your bank account under the description ‘Beem’ or ‘Beem It’.

  • Both the person who makes the payment and the person who receives that payment will receive a notification within the BeemTM app. Both the sender and receiver of the payment will see the transaction reflected in their transaction history.

    Make sure you have notifications switched on through your phone’s settings.

  • If you accidently pay the wrong person, contact them and ask them to send the payment back to you. You can send them a Request on BeemTM to receive the money back. If this doesn’t work, contact support@beem.com.au for more information.

  • Visit the BeemTM website, opens in new window for more information or contact support@beem.com.au.

Get in touch

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Visit our personal banking contact page for FAQ’s and how-to-guides, help from our virtual assistant and contact numbers.

Visit a NAB branch

Visit us in person at your nearest NAB branch or business banking centre.

Terms and Conditions

Digital Wallet Pty Ltd ABN 93 624 272 475 AFSL 515270 is the issuer and provider of the Beem facility. Before downloading the app please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au, opens in new window. Beem’ and ‘Beem It’ are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet Pty Ltd trading as Beem is general advice only. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider the facility's appropriateness to your circumstances. To make or receive a payment through the Beem app, a valid Visa or Mastercard debit card attached to an Australian bank account is required.