Manage your business’ cashflow, control employee spending, reduce interest costs or earn points on everyday business purchases, with our range of business credit cards.
* NAB Rewards Business Signature Special Offer
Offer commenced on 8 October 2018. To be eligible for the 100,000 NAB Rewards bonus points offer, you must apply for a new NAB Rewards Business Signature Card before the offer is withdrawn, be approved and spend $4,000 on everyday business purchases within 60 days of account opening. Everyday business purchases are purchases made in accordance with the NAB Rewards Terms and Conditions. These terms describe the purchases not eligible to earn points including, but not limited to, transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points will be credited to your points balance within three months of meeting the spend criteria.
** Qantas Business Signature Special Offer
Offer commenced on 8 October 2018. To be eligible for the 100,000 bonus Qantas Points offer, you must apply for a new NAB Qantas Business Signature Card before the offer is withdrawn, be approved and spend $4,000 on everyday business purchases within 60 days of account opening. Everyday business purchases are purchases made in accordance with the NAB Qantas Business Facility Reward Terms and Conditions (PDF, 265KB). These terms describe the purchases not eligible to earn points including, but not limited to, transactions NAB decides are wholly or partly for gambling or gaming purposes. Bonus points will be credited to the qualifying member’s account within three months of meeting the spend criteria.
^ Introductory interest rate
Offer commenced on 4 February 2019. The special introductory interest rate of 0% p.a. on purchases applies for 12 months from the date your account is opened by NAB. At the end of the 12 months, any purchase amounts owing will attract the interest rate for purchases that is then applicable to your account, which is equal to the NAB Low Rate Business Card rate advertised on nab.com.au and is subject to change. Minimum monthly repayments must be made by the due date each month.
^^ Annual card fee waiver
Each Card issued under the Facility has an annual card fee of $60, payable in advance. However, the annual card fee will be waived for the first 12 months from the date the Facility was opened.
The first annual card fee will be payable and debited to the Account:
• for any Card issued and Used before the first anniversary of the date the Facility was opened – in the first Statement Period following that first anniversary; and
• for any Card which is first Used after the first anniversary of the date the Facility was opened – in the first Statement Period following the first Use of the Card. The fee will be a pro-rata amount based on the number of statement periods (whole or part) remaining from the date of first Use until the next anniversary of the Facility being opened.
We will confirm the date the Facility was opened with you in writing.
The subsequent annual card fees for each Card issued and used under the Facility will be debited annually on the statement date immediately after each anniversary of the date the facility was opened.
If you pay your closing balance on your monthly statement in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers’ cheques and transactions for gambling or gaming-related purposes).
NAB business credit cards are for business purposes only. Special offers apply to approved applicants only. Offers available until withdrawn. NAB may vary or end these offers at any time without notice. A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received. Any bonus points offer not available in conjunction with any other new business credit card offer, or where you currently hold or have closed any NAB business credit card which included a special offer, within the previous twelve months. Offers are not available when closing / transferring from another NAB business credit card account or in conjunction with any other NAB offer. Terms, conditions, fees, charges and lending criteria apply.
- NAB Commercial Cards Facility Conditions (PDF, 492KB)
- Business Banking Fees and Charges
- Rates, fees and charges
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 29 April 2019 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.