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Explore our range of NAB Business Credit Cards

Manage your business’ cashflow, control employee spending, reduce interest costs or earn points on everyday business purchases, with our range of business credit cards.

Offer

NAB Rewards Business Signature Card

Run your business, earn NAB Rewards Points. Redeem for travel, technology and more.

  • $5000

    Minimum facility credit limit

  • $175

    Annual card fee

100,000 NAB REWARDS BONUS POINTS

  • 100,000 NAB REWARDS BONUS POINTS when you spend $4,000 on everyday business purchases within 60 days of account opening. 

    View disclaimer *
  • NAB may vary or end this offer at any time without notice. See important information below.

Offer

NAB Qantas Business Signature Card

Get more from your business purchases and maximise your Qantas Points.

  • $5000

    Minimum facility credit limit

  • $295

    Annual card fee

100,000 BONUS QANTAS POINTS

  • 100,000 BONUS QANTAS POINTS when you spend $4,000 on everyday business purchases within 60 days of account opening.

    View disclaimer **
  • NAB may vary or end this offer at any time without notice. See important  information below.

Offer

NAB Low Rate Business Card

It's a low cost credit card to help you manage your cash flow.

  • $5000

    Minimum facility credit limit

  • $60

    Annual card fee

0% P.A. on purchases for 12 months

  • Enjoy 0% p.a. on purchases for 12 months on a new NAB Low Rate Business Card.

    View disclaimer ^
  • No annual card fee for the first year.

    View disclaimer ^^
  • NAB may vary or end this offer at any time without notice. See important  information below.

NAB Business Card

Manage your employees' business expenses by giving them their own charge card.

  • $5000

    Minimum facility credit limit

  • $9

    Monthly card fee

Features & Benefits

  • Get up to 35 days interest free on purchases (excludes cash advances)1.
  • Set individual cardholder credit limits for employees who need to make purchases.
  • Pay your outstanding balance in full each month to save on interest.

NAB Purchasing and Corporate Cards

A charge card that can be tailored to your business' specific requirements.

Features & Benefits

  • Enjoy improved control, transparency and reporting on your business expenses.
  • Attach multiple cards and set individual credit limits.
  • Use Corporate Card Self Service to manage your cards in real time.

NAB Business Visa Debit Card

Use your business funds to pay for business expenses and purchases online, over the phone or in person.

Features & Benefits

  • Access your business funds online and worldwide by linking to your business transaction account.
  • You can use Visa payWave. It’s quick and secure – for purchases under $100, just tap to pay and go.
  • Stay protected with NAB Defence and NAB Commercial Cards Unauthorised Transaction Insurance.  

FAST AND EASY UNSECURED BUSINESS FINANCE

Apply online for a NAB QuickBiz Loan and get an instant answer. You'll receive funds within 1 business day of receiving your signed contracts.

Frequently asked questions

Charge card vs credit card - what’s the difference?

The difference between a charge card vs. a credit card is the payment of interest. A charge card requires a direct debit to be set up. This means the outstanding balance is paid in full every month to reduce interest charges.

What are the best credit cards for small businesses?

Depending on your business’ needs, each card has its unique benefits.

The NAB Low Rate Business Card has low interest rates and more interest free days.

The NAB Rewards Business Signature Card allows you to earn NAB Rewards points that can be redeemed for gift cards, merchandise, flights and travel. You can also use your NAB Rewards points to top up your frequent flyer balances with some popular airlines.

The NAB Qantas Business Signature Card allows you to earn Qantas Points that you can redeem for flights, upgrades and accommodation.

The NAB Business Card is a charge card that is set up with a Direct Debit to help reduce the interest you pay.

What’s the best credit card for rewards?

The best credit card for rewards depends on the rewards you are after. If you’re looking to earn NAB Rewards points or Qantas Points when you make everyday business purchases, we can help.

With a NAB Rewards Business Signature Card you’ll earn NAB Rewards points. You can redeem NAB rewards pointsfor gift cards, merchandise, flights and travel.

Alternatively, if you are looking for a credit card to collect Qantas points, consider the NAB Qantas Business Signature Card.

How do I compare business credit cards?

You can compare business credit cards on our comparison page.

How are credit cards used?

Credit cards can be used as a tool to assist businesses by:

  • Providing short term access to funds to improve cash-flow.
  • Allowing businesses to set individual business credit card limits to control employee spending.
  • Facilitating quick and easy business purchases through a physical card, digital wallet or a wearable device.
  • Enabling businesses to earn NAB Rewards points or Qantas Points when they make eligible everyday business purchases. NAB Reward points and Qantas Points can be redeemed to reduce business costs such as travel and accommodation.

Business tips

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