Your Xero account makes it easy for you to apply for

  • An unsecured business loan of up to $250K for existing customers, and up to $100k for new customers~

  • An unsecured overdraft with a linked NAB Business Transaction account

  • Finance for your business vehicle or equipment of up to $150K

  • Our range of business credit cards

Businesses that can apply

  • Use Xero accounting software, and have 12 months of business financial data in your Xero account

  • A valid ABN/ACN registered for at least 12 months and registered for GST

  • Have an annual turnover of at least $75K

  • Be a sole trader, partnership (up to two), company with up to five directors, or a trustee of an eligible trust†

  • Be over 18 years old and an Australian citizen or permanent resident.

NAB AND XERO

Easy

Your application can be completed in as little as 15-20 minutes.

Fast

If approved, get access to your funds fast (from receipt of signed contract). It's that easy.*

Options

A range of business finance options such as loans, overdrafts and cards.

Find the right NAB lending solution

Access up to $250,000 in one business day with an unsecured business loan so you can focus on growing, running and investing in your business. View disclaimer 1

10.95
% p.a.

Fixed interest rate View disclaimer 2

  • The process for applying is fast and easy. If approved, access funds one business day after we receive all your signed paperwork. View disclaimer *
  • Fixed competitive monthly principal and interest repayments so you can budget more
  • 12, 24, 36 month loan terms giving you the flexibility you need

Cover your business cash flow and unexpected expenses with an unsecured business overdraft linked to your transaction account. View disclaimer 3

12.25
% p.a.

Variable interest rate on what you've used

1.75
% p.a.

Service fee on approved limit

  • The process for applying is fast and easy. If approved, access funds one business day after we receive all your signed paperwork. View disclaimer *
  • Only pay interest on what you use
  • An extension of your NAB business transaction account

Buy vehicles or equipment for your business with no deposit and no bricks and mortar security required.

3.49
% p.a.

online fixed rate for cars, utes and vans with no balloon View disclaimer 4

$ 500

upfront fees View disclaimer 5

$ 0

ongoing monthly fees

  • $0 deposit on loans approved online up to $150K
  • We can pay the vehicle or equipment supplier invoice within 1 day of receiving your signed documents
  • Loans up to 5 years

It's a low cost credit card to help you manage your cash flow.

$ 5K

Minimum facility credit limit

$ 60

Annual card fee (per card)

0% on purchases for 12 months

Compare the full range of Business Credit Cards

Fast access to funds online

  • Step 1 Apply online in as little as 15-20 minutes.
  • Step 2 Have your ABN/ACN details handy as well as your NAB account number if you're already a customer.
  • Step 3 Link your Xero data for an instant answer.
  • Step 4 If approved, access the funds one business day after we receive all your signed paperwork.*

Find the right finance option for your business

Answer a few simple questions to see which finance option is best for your business needs.

NAB & Xero

partnering to support your business

We're ready to help you

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