Starting your own banking journey

Congratulations on graduating from Spriggy. Now you can become more independent with your money by opening your first bank account.

Features of banking with NAB

Here are some important features you’ll have access to when you bank with NAB.

Access to the NAB app

Manage your money quickly and easily by using our mobile app.

Set up your own saving goals

Easily set, track and reach your savings goals through the NAB app.

Pay with a digital wallet

Make card-less payments by using Apple Pay.

Opening your own bank account

Our everyday transaction account gives you easy access to your money.

Most popular
NAB Classic Banking account

Meet your everyday bank account. Easy access to your money everyday, with no monthly account or overdrawn fees.

Monthly account fees

$ 0

Keep extra cash up your sleeve for something else.

Withdrawal fees

$ 0

No fee at over 7,000 ATMs across Australia.

Choose between two NAB Visa Debit cards  and start spending before your card arrives with Apple Pay.

What you’ll need to apply

Find out what documents you’ll need and how to apply.

Identify yourself

We’ll need either:

  • your passport

  • your driver’s license

  • your Medicare card.

Check your eligibility

You must be both:

  • 14 years of age or older

  • an Australian resident for tax purposes.

Not eligible to apply online?

If you’re unable to apply for this product online, visit a branch and a banker will help you.

  • If you're Aboriginal or Torres Strait Islander and you don't have any of the required forms of identification, you’re still eligible to apply. You'll need to call our Indigenous Customer Service line on 1800 966 100 after completing your application so we can verify your identity.

Other products

Ready to apply?

If you've checked you're eligible to apply and have all your documents ready, let's get started.

Terms and Conditions

You should consider the Terms and Conditions, Fees and Charges and Financial Services Guide relating to the NAB products (available in branch, by calling 13 29 28 or on our website) before deciding whether to acquire, or to continue to hold, the product.

Personal Transaction and Savings Products Terms and Conditions

Personal banking fees – A guide to fees and charges (PDF, 356KB), opens in new window

Indicator rates - deposit products

Financial Services Guides

Target Market Determinations for these products are available at

Visa and the Visa brand mark are registered trademarks of Visa Worldwide Pte Limited. Spriggy Parent Wallet and Prepaid Card are issued by Indue Ltd (ABN 97 087 822 464, AFSL 320204). Rivva Pty Ltd (ABN 86 603 542 918, AFSL 513762) (Spriggy) is a third party agent of Indue. Spriggy’s FSG is available at Consider the Product Disclosure Statement, Product Terms and Conditions and the Target Market Determination (available at to ensure the product is right for you. Spriggy Terms and Conditions also apply. Any advice provided is general in nature and does not take into consideration your objectives, needs or financial situation. Before acting on any advice consider its appropriateness.

NAB App - NAB recommends you consider the Internet Banking terms and conditions document before making any decisions regarding this product. This product is issued by National Australia Bank Limited.

Apple, iPhone, iPad, Touch ID, Face ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play Logo are registered trademarks of Google LLC.

iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.

Android is a trademark of Google LLC.

©2021 National Australia Bank Limited ABN 12 004 044 937, AFSL and Australian Credit Licence 230686.