Starting your own banking journey
Congratulations on graduating from Spriggy. Now you can become more independent with your money by opening your first bank account.
Features of banking with NAB
Here are some important features you’ll have access to when you bank with NAB.
Access to the NAB app
Manage your money quickly and easily by using our mobile app.
Set up your own saving goals
Easily set, track and reach your savings goals through the NAB app.
Pay with a digital wallet
Make card-less payments by using Apple Pay.
Opening your own bank account
Our everyday transaction account gives you easy access to your money.
Most popular
NAB Classic Banking account
Meet your everyday bank account. Easy access to your money everyday, with no monthly account or overdrawn fees.
Monthly account fees
$ 0
Keep extra cash up your sleeve for something else.
Withdrawal fees
$ 0
No fee at over 7,000 ATMs across Australia.
Choose between two NAB Visa Debit cards and start spending before your card arrives with Apple Pay.
What you’ll need to apply
Find out what documents you’ll need and how to apply.
Identify yourself
We’ll need either:
Check your eligibility
You must be both:
Other products
Ready to apply?
If you've checked you're eligible to apply and have all your documents ready, let's get started.
Guides for beginners
View some of our guides and articles for banking beginners.
Terms and Conditions
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You should consider the Terms and Conditions, Fees and Charges and Financial Services Guide relating to the NAB products (available in branch, by calling 13 29 28 or on our website) before deciding whether to acquire, or to continue to hold, the product.
Personal Transaction and Savings Products Terms and Conditions
Personal banking fees – A guide to fees and charges (PDF, 356KB), opens in new window
Indicator rates - deposit products
Target Market Determinations for these products are available at nab.com.au/TMD.
Visa and the Visa brand mark are registered trademarks of Visa Worldwide Pte Limited. Spriggy Parent Wallet and Prepaid Card are issued by Indue Ltd (ABN 97 087 822 464, AFSL 320204). Rivva Pty Ltd (ABN 86 603 542 918, AFSL 513762) (Spriggy) is a third party agent of Indue. Spriggy’s FSG is available at spriggy.com.au/terms. Consider the Product Disclosure Statement, Product Terms and Conditions and the Target Market Determination (available at spriggy.com.au/terms) to ensure the product is right for you. Spriggy Terms and Conditions also apply. Any advice provided is general in nature and does not take into consideration your objectives, needs or financial situation. Before acting on any advice consider its appropriateness.
NAB App - NAB recommends you consider the Internet Banking terms and conditions document before making any decisions regarding this product. This product is issued by National Australia Bank Limited.
Apple, iPhone, iPad, Touch ID, Face ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play Logo are registered trademarks of Google LLC.
iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.
Android is a trademark of Google LLC.
©2021 National Australia Bank Limited ABN 12 004 044 937, AFSL and Australian Credit Licence 230686.