Our most popular accounts
Access or save your money with our transaction and savings account options with no monthly fees.
Meet your everyday bank account. Easy access to your money everyday with no monthly account fee.
Monthly account fee
$ 0
ATM Fee
$ 0
No ATM fee at over 4,000 ATMs across Australia
Other fees and charges may apply. See our guide to fees and charges and debit interest rates.
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
Earn up to
4.35 % p.a.
Earn up to 4.35% p.a. (0.10% p.a. variable base rate + 4.25% p.a. variable bonus rate) for each month that you make at least one deposit on or before the second last banking day and no withdrawals.
View our indicator rates for deposit products for full details.
Easily access your money with an online savings account linked to your NAB transaction account.
Introductory interest rate for 4 months
4.65 % p.a.
1.50% p.a. base variable rate + 3.15% p.a. fixed bonus margin for 4 months. After 4 months, the base variable rate of 1.50% p.a. will apply.
Fixed bonus margin is only available to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million).
Other accounts to consider
NAB Now Pay Later
Make purchases online or in store with NAB Now Pay Later. Four easy instalments with no interest or fees.
NAB Visa Debit cards
Access your own money wherever you are, however you bank.
NAB Term Deposit
With a competitive interest rate for a term that suits you, our term deposits can help you reach your savings goals.
The ins and outs of financial independence
Start learning how to manage your money. We have bank accounts and guides for kids, young adults and students to help you get started.
Help and support
Guides to help you manage your banking.
Make the most of your money
Budgeting and saving
Learn how to budget. We can help you achieve your financial goal faster, whether it's for a deposit, travel or other.
Money saving tips to reach your goals
Learn how to make your saving plans succeed with our simple money saving tips.
How to budget
Create a budget to help you meet your money goals.
Related products and services
NAB Retirement Account
An everyday account for retirees. Earn interest and access your money with no monthly account fees.
Joint bank accounts
Learn more about joint accounts and how to open one today.
Business bank accounts
Get your business banking set up with business accounts that suit your different needs.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Important Information
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions or NAB Term Deposit Terms and Conditions. Target Market Determinations for NAB products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
NAB Internet Banking and NAB app
Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android and iOS, minimum platform requirements apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are registered trademarks of Google LLC. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.