* NAB Rewards Bonus Points Special Offer
Offer commenced 18 June 2018. To be eligible for the 90,000 bonus points offer, you must apply for a new personal NAB Rewards Signature Card, before the offer is withdrawn, be approved, and spend $4,000 on everyday purchases within 60 days of opening your account on your NAB Rewards Signature Card. NAB may vary or end this offer at any time.
Offer commenced 26 February 2018. To be eligible for the 60,000 bonus points offer, you must apply for a new personal NAB Rewards Platinum Card before the offer is withdrawn, be approved, and spend $2,500 on everyday purchases within 60 days of opening your account on your NAB Rewards Platinum Card. NAB may vary or end this offer at any time.
Offer commenced 26 February 2018. To be eligible for the 30,000 bonus points offer, you must apply for a new personal NAB Rewards Classic Card, before the offer is withdrawn, be approved, and spend $1,500 on everyday purchases within 60 days of opening your account on your NAB Rewards Classic Card. NAB may vary or end this offer at any time. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. Points will be credited to your points balance within 3 months of meeting the spend criteria. These bonus points offer are not available to existing customers who have received or are entitled to receive NAB Rewards Bonus Points for a new personal NAB Rewards credit card or NAB Home loan in the twelve months prior to the opening of a NAB Rewards Signature Card, NAB Rewards Platinum Card or NAB Rewards Classic Card account. Offers are not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer. Gift Card values correct as at 18 June 2018. Points values & stock levels subject to change. Check rewards.nab.com.au
IMPORTANT INFORMATION IF YOU APPLY FOR A NAB HOME LOAN - If you qualify for the NAB Rewards Credit Card offer of 90,000 NAB Rewards Bonus Points for the NAB Rewards Signature card, or 60,000 NAB Rewards bonus points for the NAB Rewards Platinum card, or 30,000 NAB Rewards bonus points for the NAB Rewards Classic card, then your NAB Rewards credit card bonus points, will be awarded within 3 months of meeting the eligibility criteria.
1 Balance Transfer Standard Rate
After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 13 November 2017). Interest rates are subject to change and available at www.nab.com.au Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.
2 Interest free days on purchases
If you pay your account in full by the due date each month. You won’t receive interest free days if you have a balance transfer.
A qualifying purchase is required to get the benefits of the complimentary insurance. See terms, conditions and exclusions of the complimentary insurances specified in the NAB Card Insurance Policy Information booklet (PDF, 420KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 924KB) and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
4 How does Points Booster work?
Triple points: 1.25 NAB Rewards Points + 2.5 additional NAB Rewards Points (bonus points)
Overseas purchases - Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.
Webjet - Purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au. Webjet Booking Terms and Conditions apply.
Double points: 1.25 NAB Rewards Points + 1.25 additional NAB Rewards Points (bonus points)
Use your card to shop in-store and online at your favourite major department stores and hardware stores; such as, Myer, David Jones, Bunnings, Mitre 10 and many more – the choice is yours.
Points Booster is subject to the NAB Rewards Terms and Conditions. Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 3 business days of processing and for bonus points within 3 business days of the standard points being processed. Details are correct as at 3 July 2017 and are subject to change by NAB.
5 Earning Points
Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points. Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes.
6 Concierge service
This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 234KB) for full details.
7 Additional cardholder
Additional cardholder must be 16 years of age or older. All transactions using the additional card will be the responsibility of the primary cardholder.
NAB recommends you consider the Internet Banking terms and conditions document, available here, before making any decisions regarding this product. This product is issued by National Australia Bank Limited. Instant digital card is available for Android only. Only available for NAB Visa Debit and Credit Card. For payments of $100 or over, you need to set a PIN for your card. To do so, login to the NAB App or your NAB Internet Banking account, head to the My cards section > Manage my card > Change my PIN. The NAB Mobile Banking app is compatible with Android OS 4.4 and above, and iOS 9 or later. Selecting our optional Quick Balances feature will disable your SMS account balance notifications. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.
Visa payWave® is a registered trademark of Visa Worldwide Pte Limited.
Fees and charges
Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 13 November 2017.
Credit cards issued by National Australia Bank Limited. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Forms and links
NAB Credit Card Terms and Conditions (PDF, 365KB)
NAB electronic banking (card based) Product disclosure statement (PDF, 324KB)
NAB Credit Card Cover Product disclosure statement and policy document (PDF, 472KB)
Personal banking fees – A guide to fees and charges (PDF, 355KB)
Indicator rates for other personal lending products
NAB Rewards Terms and Conditions