* Purchase Rate Special Offer
Offer commenced 13 November 2017.
6 MONTH OFFER
The six-month offer is for approved applicants who apply for a new personal NAB Low Rate credit card before the offer is withdrawn. The special purchase interest rate will apply for a six month statement period from account opening. After the six month period, any unpaid purchases will then attract the card’s standard purchase rate (currently 12.99% p.a. as at 27 April 2020). Interest rates are subject to change and available at www.nab.com.au. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other offer.
1 Interest free days on purchases
If you pay your account in full, or if your statement displays an interest free days payment, that amount in full, by the due date each month.
Fees and charges
Terms and conditions available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 13 November 2017.
Credit cards issued by National Australia Bank Limited. ©2018 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.
Forms and links
NAB Credit Card Terms and Conditions (PDF, 335KB)
NAB electronic banking (card based) terms and conditions (PDF, 300KB)
NAB Credit Card Cover Product disclosure statement and policy document (PDF, 472KB)
Personal banking fees – A guide to fees and charges (PDF, 403KB)
Indicator rates for other personal lending products