Upcoming changes

We’re changing NAB Rewards Signature

The benefits, NAB Rewards Points earn rates and fees of the NAB Rewards Signature card are changing. If you take out this card, the changes will automatically apply to your card on and from 12 June 2024.

Learn what's changing

Offer
Earn up to 30,000 Accor Live Limitless (ALL) Reward points with automatic redemption

  • Enjoy more opportunities to earn ALL Reward points (converted from NAB Rewards Points) when you apply for a new NAB Rewards credit card.

  • Convert 6 NAB Rewards Points into 1 ALL Reward point.

  • Hassle free automatic redemption, which transfers your NAB Rewards Points directly to your Accor Live Limitless membership account weekly.

  • Collect 20,000 bonus ALL Reward points (converted from 120,000 bonus NAB Rewards Points) when you spend $3,000 on everyday purchases within the first 60 days of account opening.

  • Plus, you’ll earn 10,000 bonus ALL Reward points (converted from 60,000 bonus NAB Rewards Points) when you keep your card open for over 12 months.

  • Get ALL Gold status when you stay just one night before 31 December each year (normally 30 nights). Includes priority check-in, a welcome drink, welcome gift, room upgrade, early check-in or late check-out.

  • 10% off participating Accor hotels in Australia, New Zealand, Fiji and French Polynesia.

Eligibility criteria and terms and conditions apply. Offer available to new NAB Rewards Signature cardholders only.

How to earn ALL Reward points

To get your NAB Rewards Points automatically redeemed for ALL Reward points, simply:

  • Log in to the NAB Rewards store, opens in new window to provide your Accor Live Limitless membership number to link your account.

  • Your NAB Rewards Points will automatically be redeemed for ALL Reward points. ALL Reward points converted from bonus NAB Rewards Points will be credited within three months of meeting your spend criteria.

  • 6 NAB Rewards Points are converted into 1 ALL Reward point.

Offer eligibility criteria

To be eligible for the offer you must:

Approved applicants will receive an email from NAB on how to provide their membership number.

How to earn NAB Rewards Points

Earn up to 3.75 points per dollar on your everyday transactions. There's no limit to the amount of rewards points you can earn each month.

Earn 3.75 points with triple points boost

Applies to purchases made online with Webjet, when travelling overseas or on overseas purchases made here in Australia.

Earn 2.5 points with double points boost

Applies to purchases made at major department and hardware stores (in store and online) including: Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10, Home Timber and Hardware, Stratco and Total Tools.

Earn 1.25 points per $1

Applies to all other everyday purchases.

Learn how to earn more points

Rates and fees

Learn more about our standard credit card interest rates, annual card fees and credit limits that apply to this card.

Variable purchase rate
20.99% p.a.
Standard balance transfer (BT) rate for 12 months
3% BT fee applies. Unpaid BT reverts to variable cash advance rate

We can’t process balance transfers from certain issuers – see our indicative list.

0% p.a.
Interest free days on purchases Up to 44
Annual card fee
 $295 p.a.
Minimum credit limit $15,000
Variable cash advance rate
This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account. 		21.74% p.a.
Learn how to avoid fees

Applying is easy

  • You need to be at least 18 years old to apply.

  • Complete your application in 15 minutes and get a response in 60 seconds.

  • You may be asked to provide payslips or bank statements.

  • Receive your NAB Rewards Signature Card in five days.
Apply now

Terms and Conditions

Credit Card Terms and conditions and Target Market Determination available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at 21 November 2023 and subject to change. Credit cards issued by National Australia Bank Limited.

©2023 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686