Banking basics

​Calculating and paying capital gains tax

​Making sense of capital gains tax.

​Privacy and your personal information

How we use and store your personal information.

Managing your financial health

Keep your financial health on track with our tips and tools.

How to use your first debit card

Learn how to manage your money safely and responsibly with a debit card.

Credit basics

​What is creditworthiness and why does it matter?

We explain what creditworthiness is and why it matters when you apply for credit.

​10 tips to boost your creditworthiness

How your creditworthiness can help you get ahead.

​Credit reporting and your credit history

What information is on your credit report and who can access your credit score.

​Your credit report: access, corrections and complaints

​How to get your free credit report and correct it if it's wrong.

​What is credit?

​Credit is a simple concept, but it’s best to know the ins and outs.

How do credit cards work?

A guide to help you decide if a credit card is right for you and how to apply for one if it is.

Choosing between a credit card or personal loan

Key differences between credit cards and personal loans.

No interest credit cards

Learn more about the differences between a regular credit card and no interest credit cards.

Explore your money mindset

Understanding your money mindset can help you build habits and strategies to better manage your finances. Read our guides to learn more.

Are you a dollar stretcher?

Dollar stretchers are anxious about money and struggle to save after paying for everyday expenses.

Are you an impulsive spender?

Impulsive spenders use money meant for savings to fund unplanned purchases, and often feel guilty about their spending.

Are you a goal-driven saver?

Goal-driven savers find it easy to save – as long as they have a clear goal to work towards, like a car or a holiday.

Are you a habitual saver?

Habitual savers get satisfaction from watching their savings grow and love working towards long-term financial goals.

Related products and tools

NAB iSaver

Enjoy flexibility with your savings while still earning interest. Receive the fixed bonus margin for the first four months on your first new account for balances up to $20m.

NAB Classic Banking account

However you bank, you’ll pay no monthly account fees, ever. Spend more on what’s important to you.

Credit cards

Compare between our credit cards to find the right one for you.

Contact us

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Find a branch

Call us

Let us help you with your personal banking needs.

Contact numbers

Terms and Conditions

Target Market Determinations for these products are available at nab.com.au/TMD.