Reasons to bank with us

Quick document acceptance online

Same day funds when approved in-store by 2pm2

Redraw available with variable rate loans

No exit fees if you pay off your loan early

A NAB Personal Loan works for whatever you're into.

Afford your special something for only $85 a week*.

*Calculations are based on $20,000 variable rate loan, 7 year term at 12.69% p.a. (variable headline rate) 13.56% p.a. comparison rate. Fees & Charges are payable. See important information for details.

Break it down

Our tailored personal loan rates


  • 12.69

    variable rate (for new loans only)1

  • 13.56

    variable comparison rate2

For the many things

Personal loan for your car

Whether you’re upgrading your ride or adding to your garage, a NAB Personal Loan works for whatever you’re into.

Personal loan for debt consolidation

Juggling debts can be tricky, but you can save on fees and reduce interest by consolidating your debt with a NAB Personal Loan.

Personal loan for travel

A NAB Personal Loan can take you to places you’d rather be.

Personal loan for a wedding

Prepare for one of the most exciting events of your life with a NAB Personal Loan.

Personal loan for home renovation

You’ve got a house now you want to make it a home. A NAB Personal Loan can help you realise your grand plans.

Personal loan

Borrow for almost anything with a NAB Personal Loan - wedding rings, boats, furniture, school fees, caravans and more.

Important information

Personal Banking Fees - a guide to fees and charges (PDF, 355KB)

Personal Loan Agreement - General Terms (PDF, 263KB)

Indicator rates for other personal lending

1 Headline rates, interest rates and information current as at 14 May 2018 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2 Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday – Friday. Same day funds will be unavailable if your loan purpose is to refinance non –Nab debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.

3 Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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