The lowest fixed rate on a NAB Personal Loan in 10 years.^

Rates and fees

  • 11.99

    fixed rate (for new loans only)

  • 12.87

    fixed comparison rate2

  • 15.69

    variable rate (for new loans only)1

  • 16.55

    variable comparison rate2

Reasons to bank with us

Quick document acceptance online

Same day funds when approved in-store by 2pm3

Redraw available with variable rate loans

No exit fees if you pay off your loan early

A NAB Personal Loan works for whatever you're into.

Afford your special something for only $84 a week*.

*$20,000 fixed rate, 7 year term at 11.99% p.a. 
(12.87% p.a. comparison rate). Fees & charges are payable. 
See Important Information below for comparison rate warning.

You can use a Personal loan for many things

Whether you’re upgrading your ride or adding to your garage, a NAB Personal Loan works for whatever you’re into.

Juggling debts can be tricky, but you can save on fees and reduce interest by consolidating your debt with a NAB Personal Loan.

A NAB Personal Loan can take you to places you’d rather be. 

Prepare for one of the most exciting events of your life with a NAB Personal Loan. 

You’ve got a house now you want to make it a home. A NAB Personal Loan can help you realise your grand plans.

Borrow for almost anything with a NAB Personal Loan - wedding rings, boats, furniture, school fees, caravans and more.

Important information

1 Rates and information current as at 15 January 2018 and subject to change. NAB personal variable loan rate includes special discount off standard variable personal loan indicator rates which is available on new loans and for a limited time. Terms, conditions, fees, charges and lending criteria apply.

2 Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3 Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday-Friday. Same day funds will be unavailable if your loan purpose is to refinance non-NAB debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.

^The lowest fixed rate on a NAB Personal Loan in 10 years’ refers to publically available advertised NAB Fixed Rate Personal Loans only. The claim does not refer to NAB Variable Rate Personal Loans, loans provided to NAB employees, or personal loans provided by related entities.

Manage your personal loan

Need help? Our plain language guides can answer questions you have about your personal loan.

How to apply for a personal loan

Our online application form is available 24/7 – so you can apply when it suits you.

Interest rates, fees and charges

You'll find all related fees and charges information here.

Financial hardship

If you're finding it difficult to make repayments we may be able to offer you assistance.

We're ready to help you

Easy, secure, fast application
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Sat-Sun 9am - 6pm (AEST/ADST)

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