Reasons to bank with us

Quick document acceptance online

Same day funds when approved in-store by 2pm2

Redraw available with variable rate loans

No exit fees if you pay off your loan early

Personalise your Personal Loan

Get a rate that's unique to you

  • 12.69

    variable rate (for new loans only)1

  • 13.56

    variable comparison rate2

Personal loans for what’s personal to you

Personal Loan for your car

Dreaming of a different drive? Get calculations on a NAB Personal Loan for a car with finance options to suit you.

Personal Loan for travel

From family vacations to exciting journeys, there’s a NAB Personal Loan for you.


Personal Loan for debt consolidation

Dealing with multiple debts can be difficult. Put it all in one place and get a helping hand with a NAB Personal Loan for debt consolidation.


Personal Loan for a wedding

Your wedding is a personal experience, so your loan to finance it should be too. Get a NAB Personal Loan that works for you.

Personal Loan for home renovation

Renovations can be full of surprises, but a NAB Personal Loan for home improvement shouldn’t be. Be prepared for anything with a personalised loan.

Personal Loan

Whatever you’re planning, there’s a NAB Personal Loan unique to you.

Important information

Personal Banking Fees - a guide to fees and charges (PDF, 355KB)

Personal Loan Agreement - General Terms (PDF, 263KB)

Indicator rates for other personal lending

1 Headline rates, interest rates and information current as at 14 May 2018 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

2 Only available to existing customers. Complete applications (including all supporting documentation) must be submitted in store by 2pm Monday – Friday. Same day funds will be unavailable if your loan purpose is to refinance non –Nab debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.

3 Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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