What is BPAY?

BPAY is a bill payment service that lets you pay your bills day or night, through your phone or Internet Banking. It offers fast and secure payments to more than 45,000 Billers, making it easier and quicker to pay your bills. To view a full listing of BPAY billers visit bpay.com.au, opens in new window.


Make a BPAY payment before 6:00pm (Melbourne time) on a business day and we’ll send the details to the biller’s bank on the same day.


Enjoy peace of mind knowing that with BPAY you’re making your payment in a secure environment.


Access BPAY and pay your bills anytime, anywhere with your choice of online, mobile or phone banking.

Set up BPAY for your business

Let your customers pay the familiar way, using their own financial institution’s telephone or online banking service.

How it works

BPAY gives you control of your payments.  You can pay one-off bills such as for your telephone, electricity and gas either online or over the phone. You can even schedule payments for a later date or make partial payments.

We allow BPAY billers to receive your BPAY payments.  BPAY billers may set limits on the amount you can pay them using BPAY. We may also apply daily or other limits.

How to set up BPAY

Learn how to add billers, set up and use BPAY to pay your bills simply and securely.

How long do BPAY payments take?

If you make a BPAY payment before 6:00pm (Melbourne time) on a business day, we’ll send the details to the biller’s bank on the same day. The biller is required (under BPAY rules) to treat your payment as being received on that same day.

Payments made after 6:00pm on business days, or at any time on a weekend or public holiday will usually be treated as being received by the biller on the next business day. The time that it takes for the biller’s account to actually be credited will depend on the policy and systems of the biller’s bank.

What is BPAY View?

BPAY View™ allows you to receive your bills electronically, with summaries delivered directly to your Internet Banking. You can view your bill, make a payment or schedule a payment for later. BPAY View also lets you:

  • reduce your paper bills and help the environment
  • view bills online from anywhere in the world 24 hours, 7 days a week
  • be notified in Internet Banking and by email every time a new bill is received
  • receive, view and print electronic bill summaries
  • view and print the detailed bill through a biller provided link.

Read our guide to learn how to set up and use BPAY View.

To see if your biller is among those that currently provide the BPAY View facility, visit bpay.com.au, opens in new window.

Other ways to pay online

Terms and Conditions

BPAY® and BPAY View™ are trademarks of BPAY Pty Ltd ABN 69 079 137 518.

NAB has not taken into account your objectives, financial situation or needs and recommends that you consider whether any advice in this webpage is appropriate for your circumstances. NAB recommends you consider the Personal Transaction and Savings Products Terms and Conditions available here (PDF, 627KB), opens in new window, before making any decisions regarding this product. 'This product is issued by National Australia Bank Limited ABN 12 004 044 937.'