Personalise your
personal loan

Get a rate that's unique to you.

Features and
BENEFITS

APPLY ONLINE

APPLY ONLINE

Quick document acceptance online. It takes 10 minutes to apply online.

A RATE THAT IS
TAILORED TO YOU

A RATE THAT IS

We offer a range of variable rates from 10.69% p.a. – 18.69% p.a.1 (11.58% p.a. - 19.53% p.a. Comparison Rate2).

PERSONALISE YOUR LOAN

PERSONALISE YOUR LOAN

Borrow from $5,000 to $55,000 with loan terms from 1 to 7 years. Choose a repayment option based on your budget and lifestyle, with no early exit fees.

Our rates and fees

Variable Headline Rate1

12.69% P.A.*

Variable rates start at 10.69% p.a.1

Comparison Rate

13.56% P.A.2

Comparison rates start at 11.58% p.a.2

Manage your repayments at

$85 PER WEEK3

1 - 7 YEARS

Loan Term

$150

Application Fee

$10

Monthly Service Fee

$5,000

Min. Loan Amount

$55,000

Max. Loan Amount

Fixed Headline Rate1

13.49% P.A.*

Fixed rates start at 11.49% p.a.1

Comparison Rate

14.36% P.A.2

Comparison rates start at 12.37% p.a.2

Manage your repayments at

$87 PER WEEK4

1 - 7 YEARS

Loan Term

$150

Application Fee

$10

Monthly Service Fee

$5,000

Min. Loan Amount

$55,000

Max. Loan Amount


*The Headline rate is the rate that the majority of our personal loan customers will get.

Applying
MADE EASY

If you are an existing customer and apply in-store by 2pm, you could walk away with your money that very same day5.

We may ask you for payslips or bank statements.

If you're new to NAB you will be required to visit a branch to verify your identity.

You need to be at least
18 years old.

Skip the queue - quickly accept loan documents online.

Important information

Expand Expand

Headline rates, interest rates and information are current as at 14 May 2018 and subject to change. Terms, conditions, fees, charges and lending criteria apply.

1. Variable rates range from 10.69% p.a. to 18.69% p.a. (comparison rates for a variable rate loan range from 11.58% p.a. to 19.53% p.a.). Fixed rates range from 11.49% p.a. to 18.99% p.a. (comparison rates for a fixed rate loan range from 12.37% p.a. to 19.83% p.a.). The interest rate you get may be different from the Headline rate and will be based on a number of factors, including the information you provide and our credit assessment.

2. Comparison rate calculated on unsecured loan amount of $30,000 over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

3. Based on a variable loan of $20,000 over a term of 7 years at the Variable Headline Rate of 12.69% p.a. (13.56% p.a. comparison rate2). Fees & charges are payable.

4. Based on a fixed loan of $20,000 over a term of 7 years at the Fixed Headline Rate of 13.49% p.a. (14.36% p.a. comparison rate2). Fees & charges are payable.

5. Only available to existing customers. Completed applications (including all supporting documentation) must be submitted in store by 2pm Monday-Friday. Same day funds will be unavailable if your loan purpose is to refinance non-NAB debts or if NAB requires your application to be reviewed by a lending specialist. Speak to us to find out more.

© 2018 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686