NAB personal banking

Popular banking solutions

We’re here to make banking simpler and easier with our popular products, special offers and helpful calculators.

Managing changes to your home loan repayments

Let us show you ways you can prepare for interest rate changes, manage your repayments or get support. Learn how.

How to manage your home loan

Offer
NAB Base Variable Rate Home Loan

Save money with one of our lowest rates ever. Plus, there’s no application and no ongoing fees.

Variable rate

2.94 % p.a.

Comparison rate

2.98 % p.a.

Offer available to new owner-occupier, principal and interest home loans where the customer takes a NAB Base Variable Rate Home Loan and has a deposit of 20% or more of the property value.

Book an appointment
View NAB variable rate details

New
NAB Now Pay Later

Use NAB Now Pay Later to automatically split a purchase into four simple repayments.

  • No interest or late fees
  • Shop anywhere
  • Up to a $1,000 limit
Learn about NAB Now Pay Later

Banking for different life stages

Helpful guides to managing your money at any age and at any stage in life.

Youth banking

Start your banking education early. Learn how to open an account as a child, teenager or young adult.

Open a joint account online

Joint accounts can help simplify your spending or boost shared savings. Learn more about joint accounts and how to open one today.

How to bucket your money and save

We give you some simple tips to help you budget better, control your spending and save more easily.

View all life moments

Online banking Ways to bank

Banking online means you can bank anywhere, anytime. It’s secure and convenient, so get started today.

NAB Internet Banking

Do everyday banking tasks and keep track of your finances with internet banking on your computer or tablet.

NAB app

Manage your banking on the go with our mobile banking app on your smartphone.

How to use NAB online banking

Learn how to do simple banking tasks online using NAB Internet Banking or the NAB app.
View all online banking

Manage your personal banking

Use our personal banking calculators and tools to help you choose the right product and view the latest interest rates and fees for our personal banking products.

View interest rates and fees

Help and support services

Need some help with your banking? Explore the services and expertise we offer customers.

Financial hardship

If you’re experiencing financial difficulty, there are some ways we can help.

Accessibility

Find out what we’re doing to become a more accessible and inclusive organisation.

Security at NAB

Learn how to stay safe online with our security tips or contact us to report fraud and scams.

Customer support

Discover how we can provide support for our customers in times of need.
View all help and support

How to contact us

Personal banking contacts

Questions or enquiries?

View all personal contact options

Find us

Branches, opening hours and ATMs

Find a NAB branch or ATM

Feedback

Suggestions, compliments and complaints

Provide feedback

Interpreters available

Do you have limited English? We have interpreter services that can help. When you call us, just say “I need an interpreter” and we’ll arrange for someone to help with your banking enquiries.
 

View all languages

Terms and Conditions

Target Market Determinations for these products are available at nab.com.au/TMD.