NAB Rewards Business Platinum Card

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Overview

Up to 44 days interest-free on business purchases (excludes cash advances)¹.
Earn NAB Rewards Points² on eligible business purchases.
Complimentary NAB Commercial Cards Unauthorised Transaction Insurance³and NAB Commercial Cards Transport Accident Insurance⁴
Multiple cards with individual credit limits under a single facility.
Minimum credit limit: $5,000.
Emergency travel assistance from Visa Global Service Centre, 24 hours, 7 days.
Visa Front Line Access. Reserve tickets to some of the biggest events before they go on sale to the general public. Find out more about the benefits and features of Visa.
Enhanced security for online shopping with Visa Secure.

Rates and fees

Purchases: 18.50% pa.
Cash advances: 21.74% pa.
Other fees may apply. Business Banking Fees – A guide to fees and charges
Indicator Rates – Business Lending

Rewards

Earn 1 NAB Rewards Point for every dollar spent on everyday business purchases²
Earn double points on purchases made in major department and hardware stores & triple points with Webjet, when travelling overseas or on overseas purchases made here in Australia. Find out more about Points Booster ⁵
Find out more about NAB Rewards.

Access

Contactless payments, make payments under $100 by tapping your credit card
Use your cards online, over the phone or in person, wherever Visa is accepted.
ATM, EFTPOS, and NAB Telephone Banking (13 22 65, 24 hours a day, 7 days a week).
View statements and transactions online via NAB Internet Banking.
Accepted at thousands of locations worldwide.

Important information

¹ Interest free days on business purchases

If you pay your account in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers cheques and transactions for gambling or gaming related purposes).

²Earning Points

Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points.

³NAB Commercial Cards Unauthorised Transaction Insurance

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Commercial Cards Unauthorised Transaction Insurance Policy information booklet (PDF, 350KB) which may be amended from time to time. NAB does not guarantee this insurance.

⁴NAB Commercial Cards Transport Accident Insurance

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Commercial Cards Transport Accident Insurance Policy information booklet (PDF, 269KB) which may be amended from time to time. NAB does not guarantee this insurance.

⁵How does Points Booster work?

Triple points = 1 standard point + 2 additional standard points (bonus points)

Overseas purchases - Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.

Webjet - Purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au.

Double points = 1 standard point + 1 additional standard point (bonus point)

Use your card to shop in-store and online at your favourite major department stores and hardware stores; such as, Myer, David Jones, Bunnings, Mitre 10 and many more – the choice is yours.

Points Booster is subject to the NAB Rewards Terms and Conditions (PDF, 302KB). Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 10 business days of processing and for bonus points within 3 business days of the standard points being processed. Details are correct as at 2 September 2019 and are subject to change by NAB.

Information, including interest rates and annual card fees subject to change. Details are correct as at 3 July 2017 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited. ©2017 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.