18.50 % p.a.
Offer
200,000 NAB Rewards bonus points
Offer
Earn 200,000 NAB Rewards bonus points when you spend $4,000 on everyday business purchases within 60 days of your account opening.
NAB may vary or end this offer at any time without notice. See important information below.
Benefits of a NAB Rewards Business Signature Card
A NAB Rewards Business Signature Card comes with a range of business rewards and benefits, including earning NAB Rewards Points you can redeem on a great range of products and services in our NAB Rewards Store.
Earn uncapped points
There’s no limit to the number of points you can earn each month.
Earn points on ATO payments
Payments you make to the Australian Taxation Office will earn you NAB Rewards Points at the same rate as regular everyday business purchases.
Travel with Webjet
Redeem your points directly with Webjet, including flights, selected hotels and holiday packages.
Redeem for gift cards
Use your points to get gift cards from a range of popular stores, including Coles, Woolworths, Bunnings, JB HiFi and more.
Shop the NAB Rewards Store
Redeem your points for a wide range of electronics, homewares, jewellery and more in the NAB Rewards Store.
Manage your cards
Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.
Complimentary insurance
Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance and NAB Commercial Cards Transit Accident Insurance.
Tap into Visa Benefits
Access benefits across a variety of business services through Visa Commercial Offers and take advantage of NAB Concierge Service.
Fees and charges
Learn more about our business credit card rates, fees and minimum credit limits.
Purchase interest rate
Cash advance rate
21.74 % p.a.
Annual card fee (per card)
$ 175
|
Interest-free days |
Up to 44 days on business purchases |
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Minimum facility credit limit |
$5,000 |
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Apply online
How to apply
Apply online
Step 1
Check your eligibility to apply online
Step 2
Apply online in under 15 minutes
Existing customers:
You'll be taken to NAB Internet Banking to log into your account where you can complete the application online.
New to NAB:
Apply online in as little as 15 minutes using our easy online application form.
Step 3
Get an instant decision
You’ll get a decision straight away with our fast, simple online application form. If fully approved, your application documents will be generated and available to you in Internet Banking, in most cases within minutes.
Then all you need to do is review, accept and submit for your card account to be opened instantly.
How to earn NAB Rewards Points
You can earn uncapped NAB Rewards points on purchases made at home and overseas.
Other products to consider
NAB Qantas Business Signature Card
Maximise your Qantas Points and get more from your business credit card purchases.
NAB Low Rate Business Card
Our lowest rate business card offers 0% on purchases for the first 12 months and no annual card fee the first year.
NAB Business Card
This low cost business charge card helps you manage your employee business expenses.
Common NAB Rewards business credit cards questions
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No, a NAB Rewards Business Signature Card earns NAB Reward Points, which can be transferred to one of our partner programs – flybuys, Velocity Frequent Flyer, KrisFlyer, Cathay Pacific and AirpointsTM. If you’re interested in earning Qantas Points on everyday business purchases, learn more about our NAB Qantas Business Signature Card.
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Once your application is approved we’ll send out your card to your nominated address within 7-10 business days. Once received, you can start using your card immediately.
Get in touch
Sales enquiries
Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.
Contact us
Explore our business banking contact information and get support with a wide range of products, services and topics.
Visit a NAB business banking centre
Let our business banking specialists help you in person.
Terms and Conditions
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
NAB business credit cards are for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Terms, conditions, fees, charges and lending criteria apply.
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 31 July 2025 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.