How does NAB QuickBiz work?

Our NAB QuickBiz lending solutions are unsecured which means we don’t require security (like your house or equipment). Approvals are based on your cash flow, credit score and time in business meaning we recognise the strength of your business not your assets.

The process for applying is fast and easy, and if approved, you'll get access to the funds one business day from receipt of the signed contract.*

It’s finance that keeps up with the pace of your business, after all, it’s called NAB QuickBiz for a reason.


No security required

Competitive rates

Access to funds within one business day†

Fast online application

Fast, unsecured business lending made easy, giving you access to funds to grow, run and invest in your business.

% p.a.

Fixed rate

  • If approved, get access to funds one business day after we receive all your signed paperwork. View disclaimer *
  • Fixed competitive monthly principal and interest repayments so you can budget more
  • 12, 24, 36 month loan terms giving you the flexibility you need

Easily manage peaks and troughs in your cash flow with an overdraft on your transaction account.

% p.a.

Variable rate on what you've used

% p.a.

Service fee on approved limit

  • If approved, get access to funds one business day after we receive all your signed paperwork. View disclaimer *
  • Only pay interest on what you use
  • An extension of your NAB business transaction account

Businesses that can apply

  • A sole trader, in a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible trust

  • Registered for GST, with a valid ABN/ACN and turnover of at least $75,000 per year

  • Owner must be over 18 years old and an Australian citizen or permanent resident

  • Business and residential addresses must be in Australia

What you'll need to apply

  • 12 months of business financial data from your accounting software

  • Your business details (ABN or ACN)

  • Identification (passport, driver's licence, Medicare card) if you're new to NAB

  • Your business transaction account number (for NAB customers only)

Help me choose the right NAB finance option

Answer a few simple questions to see which finance option is best for your business needs.


NAB Low Rate Business Card

It's a low cost credit card to help you manage your cash flow.

NAB Qantas Business Signature Card

Get more from your business purchases and maximise your Qantas points with our Bonus Qantas Points Offer.

NAB Rewards Business Signature Card

Run your business, earn NAB Rewards Points. Redeem for travel, technology and more.

Let's talk

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