Open a NAB Personal Bank Account

Interested in opening a personal bank account with NAB?

Whether you're looking for a savings account or a bank account for your everyday needs, we've got you covered. It's easy to open a bank account online.

If you have a Commonwealth Seniors Health Card, a Health Care Card, or a Pensioner Concession, and would like more information on our low or no fee products, please visit us in branch or call 13 13 12.

Applying online

You can apply for most accounts online if you’re 16 years or older, and a permanent Australian resident. These include current accounts and savings accounts. Applications are quick and usually take less than 10 minutes. You’ll need some ID handy such as a passport, driver’s licence or Medicare card.

If you’re after a NAB Retirement Account you’ll need to visit us in branch or give us a call on 13 22 65.

After you apply

If you’re a new customer, you’ll need to head into a NAB branch if we can’t match your details through electronic verification.

If you successfully complete electronic verification when you apply for a personal account online, your account will be opened immediately and ready to use.

If you haven’t already done so, once you’ve opened your account you can register for NAB Internet Banking and download the NAB app to manage your money 24/7.

Want to open a joint account online?

You can open a joint account online at NAB if you meet the following requirements:

• both applicants are new customers to NAB.
• both applicants are existing NAB customers and hold an existing joint account with NAB such as a NAB home loan, personal loan or credit card, for example.

If you don’t meet these requirements, you can apply at your nearest NAB branch.

Not a NAB customer?

Switching to NAB is easy and we can walk you through it, step by step.

Moving to Australia?

Open an everyday bank account online before you arrive. To open your NAB account online, you’ll need:

• your passport number and email address
• your arrival date and the name of the Australian city you’re arriving into
• to arrive in Australia within 12 months of opening the account
• to be at least 16 years of age.

You’ll also be able to add a savings account when you apply.

Visit our Moving to Australia page for more information.

Are you a student?

With no monthly account keeping fees, the NAB Classic Banking account is a great option for students. Find out more at bank accounts for students.

Want to open a NAB business account?

We offer a mix of transaction and savings accounts for your business as well as a number of specialist accounts. You can apply for many of these accounts online. Compare business accounts to find out which one is right for you.