5.00 % p.a.
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Whether you're saving for a goal or want easy access to your savings, we’ve got an account that may suit your needs.
Compare our account features and savings interest rates.
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
Earn up to
On a Tiered interest structureNAB Reward Saver has a tiered interest structure, meaning you may receive a different rate for the entire balance depending on the tier your balance falls within. , earn up to 5.00% p.a. (0.35% p.a. variable base rate + 4.65% p.a. variable bonus rate) for each month that you make at least one deposit before the second last banking day and no withdrawals.
Interest rates shown above are for balances up to $49,999. View Indicator Rates - Deposits for full details of tiers and rates.
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Easily access your money with an online savings account linked to your NAB transaction account.
Introductory interest rate for 4 months
5.00 % p.a.
2.00% p.a. base variable rate + 3.00% p.a. fixed margin for 4 months. After 4 months, the base variable rate of 2.00% p.a. will apply.
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Explore our term deposit
Lock away your savings with a competitive interest rate for a fixed term that suits you. Our term deposit helps you grow your savings.
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Open online in less than 10 minutes.
Grow your long-term savings for your future
A savings plan can help you get on top of your money and achieve your financial goals. From saving for a weekend away to a deposit for your dream home, we can help you achieve your savings goals.
- Create a budget with our budget planner tool.
- Create and track a savings goal in the NAB app with My Goals.
- Track your expenses with our spending tool.
- Try locking your money away with a term deposit to make your savings harder to get to.
- Learn about the differences between savings accounts and transaction accounts.
Help to reach your savings goals
Easily set, track and reach your savings goals with the NAB app. Simply enter the date you want to reach your goal by and we’ll let you know how much to set aside and how often. You’ll be able to check your progress in the app and stay on track.
Other options to consider
Helpful savings guides
Need some help with saving? Read through our tips and guides to learn how to save.
Help and support
Guides and support services to help you manage your banking.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Important Information
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Any advice has been prepared without your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view our Personal Transaction and Savings Products Terms and Conditions and our Term Deposit Terms and Conditions. Target Market Determinations for NAB products are available at nab.com.au/TMD. NAB products issued by NAB. See our indicator rates for deposit products and term deposit indicator rates.
®BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
See our personal banking fees and charges and indicator rates for deposit products.