Special offer

On a New NAB Low Rate Card

0% P.A. ON PURCHASES FOR 6 MONTHS

  • Enjoy 0% p.a. on purchases for 6 months on a new NAB Low Rate Card. 

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

standard RATES AND FEES

  • 13.99 %p.a.

    Standard purchase rate

  • 0 %p.a.

    for 6 months standard balance transfer rate. 2% balance transfer fee applies.1

  • 21.74 %p.a.

    Cash advance rate

  • $59

    Annual card fee

  • Up to 55

    Interest free days on purchases2

  • $500

    Minimum credit limit

Card Features

Enjoy our lowest everyday purchase rate.

Up to 55 Interest free days on purchases applies if you pay your account in full by the due date each month2. Keep in mind you won't receive interest free days on purchases while you have a balance transfer.

Special offers on shows, events, experiences and movies from Visa Entertainment

The new NAB app

GIVES YOU MORE CONTROL

Block and Unblock

Lost your card? Temporarily block, unblock or reorder with the touch of a button

One Touch ID

Securely login with your unique Touch ID

Instant Digital Card

New card on the way? No need to wait, use your phone to tap and pay (Android customers only)

Overseas Travel Notifications

Heading overseas? Let us know your travel plans so we can help protect your card. And with our Travel Tools, keep track of your holiday spending and access other helpful tips!

Card Controls

With just a swipe, turn on or off payWave®, online and overseas transactions

Tap and Pay

Make everyday purchases easy, with NAB Pay for Android

All NAB credit cards come with these great benefits

Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Online security

Verified by Visa reduces online fraud by confirming your identity.

Another card?

Add an additional cardholder at no extra cost3.

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Contactless payments

Tap and pay with your NAB credit card or your phone – with NAB Pay for Android.

Apply online in 15 minutes and get a response in 60 seconds.

Not the right card for you?

Enjoy our lowest interest rate on purchases, with the added benefits of complimentary insurances

Find out more

With our lowest annual fee, you'll have more to spend on what you want

Find out more

Earn points on your everyday spend and reward yourself with a range of travel, homewares & more in our NAB Rewards Store

Find out more

We're ready to help you

Call 13 13 12

Mon-Fri 8am - 8pm (AEST/AEDT)
Sat-Sun 9am - 6pm (AEST/AEDT)