Upcoming changes

We're changing NAB Rewards Signature

The benefits, NAB Rewards Points earn rates and fees of the NAB Rewards Signature card are changing. If you take out this card, the changes will automatically apply to your card on and from 12 June 2024.

Learn what's changing

Earn up to 20,000 Accor Live Limitless (ALL) Rewards points with automatic redemption

  • Enjoy more opportunities to earn ALL Reward points (converted from NAB Rewards Points) when you apply for a new NAB Rewards credit card.

  • Convert 6 NAB Rewards Points into 1 ALL Reward point.

  • Hassle free automatic redemption, which transfers your NAB Rewards Points directly to your Accor Live Limitless membership account weekly.

  • Collect 15,000 bonus ALL Reward points (converted from 90,000 bonus NAB Rewards Points) when you spend $1,000 on everyday purchases within the first 60 days of account opening.

  • Plus, you’ll earn 5,000 bonus ALL Reward Points (converted from 30,000 bonus NAB Rewards Points) when you keep your card open for over 12 months.

  • Get ALL Silver status when you stay just one night before 31 December each year (normally 10 nights). Includes priority check-in, welcome drink and late check-out.

  • 10% off participating Accor hotels in Australia, New Zealand, Fiji and French Polynesia.

  • Earn up to 20,000 bonus ALL Reward points, equivalent to A$660 which can be redeemed for free accommodation at over 5,000 Accor hotels worldwide.

Eligibility criteria and terms and conditions apply. Offer available to new NAB Rewards Platinum cardholders only.

How to earn ALL Reward points

To get your NAB Rewards Points automatically redeemed for ALL Reward points, simply:

  • Log in to the NAB Rewards store, opens in new window to provide your Accor Live Limitless membership number to link your account.

  • Your NAB Rewards Points will automatically be redeemed for ALL Reward points. ALL Reward points converted from bonus NAB Rewards Points will be credited within three months of meeting your spend criteria.

  • 6 NAB Rewards Points are converted into 1 ALL Reward point.

Offer eligibility criteria

To be eligible for the offer you must:

Approved applicants will receive an email from NAB on how to provide their membership number.

How to earn NAB Rewards Points

Earn NAB Rewards Points fast

Receive 1 NAB Rewards Point for every $1 spent on everyday purchases with no limit to the amount of points you can earn each month.

Earn 1.5 NAB Rewards Points per $1 on Groceries

Earn an additional 0.5 NAB Rewards Points in eligible Grocery stores.

Earn 2 NAB Rewards Points per $1 with Webjet ​

Earn 1 additional NAB Rewards Point with purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au, opens in new window. Webjet Booking Terms and Conditions apply.

Features and benefits

Take advantage of the NAB Rewards Platinum card to enjoy a range of benefits.

Visa Premium Access

Discover hundreds of deals, discounts and privileges with Visa Premium Access, opens in new window.

Add another cardholder

Add an additional cardholder at no extra cost.

Shop the NAB Rewards Store

Redeem your points for a wide range of electronics, homewares, jewellery and more in the NAB Rewards Store, opens in new window.

Concierge service

Assistance 24 hours a day, 7 days a week for travel and lifestyle services with NAB Concierge Service.

Rates and fees

Learn more about our standard credit card interest rates, annual card fees and credit limits that apply to this card.

Variable purchase rate
20.99% p.a.
Standard balance transfer (BT) rate for 12 months
3% BT fee applies. Unpaid BT reverts to variable cash advance rate.

We can’t process balance transfers from certain issuers – see our indicative list.

0% p.a.
Interest free days on purchases Up to 44
Annual card fee
$95 p.a.
Minimum credit limit $6,000
Variable cash advance rate
This is the interest rate charged on amounts you withdraw as cash, gambling transactions (including lottery ticket purchases), or transfer from your credit card to another account.
21.74% p.a.

Applying is easy

  • You need to be at least 18 years old to apply.

  • Complete your application in 15 minutes and get a response in 60 seconds.

  • You may be asked to provide payslips or bank statements.

  • Receive your NAB Rewards Platinum Card in five days.

Eligibility Check you're eligible to apply online

  1. You're 18 years or older.

  2. You receive a regular income.

  3. You’re an Australian resident for tax purposes.

  4. You're an Australian or New Zealand citizen, Australian Permanent Resident or non-resident holding an acceptable Temporary Residency Visa.

Terms and Conditions

Credit Card Terms and conditions and Target Market Determination available here. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today and subject to change. Credit cards issued by National Australia Bank Limited.