NAB personal banking

Managing changes to your home loan repayments

Let us show you ways you can prepare for interest rate changes, manage your repayments or get support. Learn how.

NAB Base Variable Rate Home Loan

Save money with a low rate, no application or ongoing fees.

Variable rate

3.44 % p.a.

Comparison rate

3.48 % p.a.

Offer available to new owner-occupier, principal and interest home loans where the customer takes a NAB Base Variable Rate Home Loan and has a deposit of 20% or more of the property value.

Start your banking education early

Learn how to open an account as a child, teenager, or young adult.

Manage your personal banking

Use our personal banking calculators and tools to help you choose the right product and view the latest interest rates and fees for our personal banking products.

Interpreters available

Do you have limited English? We have interpreter services that can help. When you call us, just say “I need an interpreter” and we’ll arrange for someone to help with your banking enquiries.

Terms and Conditions

Target Market Determinations for these products are available at