Our approach



Our Human Rights Policy was reviewed in 2021.

Risk management

Risk management

Human rights considerations are included within our risk management framework and processes.



We have committed to upholding a number of human rights related initiatives and Principles.

Why is this important?

Consistent with How We Work, respecting human rights is a fundamental part of the way we do business – shaping the way we embrace, support and treat our people, customers and communities.

What do we do?

As well as being a signatory to the UN Global Compact, we’ve committed to uphold a number of international commitments which incorporate human rights requirements. These include:

Our policies, practices and due diligence processes emphasise the requirement for all employees to respect human rights and to take care to avoid being complicit in human rights abuses.

Our Policy

NAB Group’s Human Rights Policy sets out requirements for human rights to be incorporated into related policies, processes, frameworks and action plans that apply across National Australia Bank Limited (NAB) and its controlled entities (Group). Our Human Rights Policy is approved by our Board. Policy requirements related to land rights are now included within this Policy.

How do we do it?

  • We have developed a Human Rights Policy that applies across our business – mapping how we address human rights in our policies, practices and business operations.
  • Our Modern Slavery and Human Trafficking Statement outlines how we address this risk within our business operations and relationships.
  • We have a Human Rights Due Diligence process (PDF, 580 KB) which includes risk management processes to identify, assess, mitigate and monitor potential risk areas where we could be exposed to human rights concerns.
  • Targets are in place covering gender equality and supplier sustainability.
  • We have grievance mechanisms to allow employees, customers and other external affected parties to raise concerns (including human rights related concerns) and have them investigated and addressed.

These activities help us to do business in a way that respects the rights and dignity of people and avoids complicity in human rights abuse.

Managing grievances

We have a number of grievance mechanisms to address different sources of grievance or concern. These different mechanisms are embedded in our existing People, Customer, Corporate Affairs and Whistleblower processes.

Where grievances or concerns are raised, we investigate and seek to address them as appropriate. We may engage with our people, customers and other stakeholders as necessary for investigation or resolution of a grievance. From time to time we may seek expertise from third parties to assist with these processes.

Examples of different grievance mechanisms include employee concern processes, Resolve teams, our independent customer advocate and our FairCall whistleblower service.

If we are aware of human rights issues related to a customer or supplier's operations, we take steps to understand the issue and take appropriate action. This may arise due to external parties raising these issues, or our own due diligence. Our investigation and action may involve referring the matter to the appropriate authorities (for example, in the case of allegations of modern slavery), or engaging with our customer or supplier about the issues and what can be done to address the concerns.

Should cases involve litigation, we will conduct ourselves in accordance with our Model Litigant Policy.

Reporting on our performance

Below are additional resources and reports where you can learn more about the actions we have taken during the year and how we manage human rights:

Policy requirements in relation to land rights and improper land acquisition are included in the Human Rights Policy. You can read more about actions we have taken in the past in relation to improper land acquisition in the following documents:

Related policies, frameworks and action plans

NAB Group recognises that human rights concerns can arise not only in its own operations, but also via interactions with external parties – in particular, business relationships, customer interactions, financing and investments, supply chain management and the communities served. Therefore, the Group Human Rights policy is implemented through a range of internal policies, processes, frameworks and practices covering areas such as discrimination, accessibility, harassment, workplace bullying, occupational health and safety, modern slavery, whistleblower protection, privacy, financial resilience, our Reconciliation Action Plan and provision of responsible products and services, as well as within our credit, investment and supply chain related policies and requirements. Refer to the following for more information on some of these areas:

Discover more

Social Impact approach

Managing our business in a responsible way is key to our vision of becoming Australia's leading bank, trusted by customers for exceptional service.

Performance and reporting

Our Annual Reporting suite provides an overview of our corporate responsibility strategy and performance.

Stakeholder engagement

Maintaining an open and constructive dialogue with stakeholders is essential for business. It's how we understand community expectations, identify issues and discover opportunities to improve.