Why get a NAB Rewards Card?

  • Earn points on everyday purchases and redeem from a wide range of items in our NAB Rewards Store2

  • 7 complimentary insurances on our NAB Rewards Signature and NAB Rewards Platinum Card1

  • Earn uncapped NAB Rewards points

     

  • Top up your frequent flyer and rewards program balance with Velocity Frequent Flyer, KrisFlyer, Asia Miles and AirpointsTM

  • Earn double points on purchases at major department stores and triple points on overseas purchases3

  • Fraud protection and online security so you can enjoy peace of mind with all your purchases

Our highest NAB Rewards Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

19.99
% p.a.

Standard purchase rate

$ 295

Annual card fee

90,000 NAB REWARDS BONUS POINTS
  • 90,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. That's enough for $450 in Gift Cards. View disclaimer *
  • NAB may vary or end this offer at any time. See important information below. 

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

19.99
% p.a.

Standard purchase rate

$ 195

Annual card fee

60,000 NAB REWARDS BONUS POINTS
  • 60,000 BONUS POINTS when you spend $1,000 on everyday purchases within 60 days of account opening. That's enough for $300 in Gift Cards. View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Earn NAB Rewards Points on your everyday spend

$ 500

Minimum credit limit

19.99
% p.a.

Standard purchase rate

$ 95

Annual card fee

30,000 NAB REWARDS BONUS POINTS
  • 30,000 BONUS POINTS when you spend $500 on everyday purchases within 60 days of account opening. That's enough for $150 in Gift Cards. View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

NAB Rewards

Points Booster

NAB Rewards Points Booster
Earn double points

on purchases made at major department and hardware stores (instore and on line) including: Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10, Home Timber and Hardware, Stratco and Total Tools 3

2 x standard points

Earn triple points

On purchases with Webjet, when travelling overseas or on overseas purchases made here in Australia 3

3 x standard points

Your NAB Rewards travel options

Webjet

90,000 NAB Rewards Points will get you $450 with Webjet. Book any seat, on any airline, at any available time.

Find out more

Asia Miles

Redeem and fly with 20+ airline partners including Cathay Pacific, British Airways, Qantas Airways and more.

Find out more

Air New Zealand Airpoints

Air New Zealand's loyalty programme. Redeem and fly with Air China, Singapore Airlines, United Airlines and more.

Find out more

Velocity Frequent Flyer

 Redeem and fly with Virgin Australia, Etihad Airways, Singapore Airlines, Tigerair, Virgin Atlantic, Hong Kong Airlines and more.

Find out more

KrisFlyer

Singapore Airline’s loyalty programme. Redeem and fly with Singapore Airlines, SilkAir, Scoot, Star Alliance airlines and more.

Find out more

What's in the NAB Rewards store?

Gift cards

Select from a range of gift cards at some of your favourite stores.

Merchandise

Redeem points for a wide range of merchandise, from homewares to technology and more.

Explore more in our NAB Rewards store

How to

View and redeem your NAB Rewards Points

How to access the NAB Rewards store online

1. Log in to internet banking or the NAB app and go to the ‘My Cards’ section.

2. Select your NAB Rewards card and you’ll be able to see your points on the left.

3. Select ‘Redeem points’ and you’ll be taken to the NAB Rewards Store.

Meet Chloe

Here's how she uses her NAB Rewards Card

Chloe likes to have options

For Chloe, the NAB Rewards program makes sense because it provides a ton of options when it comes to redeeming points. Whether it's for a vacuum cleaner through the NAB Rewards store or a spontaneous trip to Hawaii through Webjet, Chloe likes knowing that her points will be useful for any occasion.

To stack up as many points as possible, Chloe uses her card frequently, paying back the balance at the end of each month.

Frequently asked questions

How long will my points last before expiring?

NAB Rewards Points expire three years after they were earned. You can see if you have any points expiring in the next few months when you login to your internet banking.

How long will it take for my bonus points to be credited?

Your bonus points will be credited within 3 months of meeting your spend criteria.

Do all transactions earn points?

Most everyday transactions will earn points. Transactions that don’t earn points include cash advances, bank charges, balance transfers, buying foreign exchange or travellers cheques, ATO payments, transactions where a cardholder uses a card to access linked transaction accounts and transactions for gambling or gaming purposes. For more information refer to the NAB Rewards terms and conditions at rewards.nab.com.au/termsncondition.

What's my points worth?

It depends on what you redeem your points for. As an example, you can redeem 20,000 NAB Rewards bonus points for a $100 gift voucher. However, the value of points changes if you redeem through Webjet, for homewares, etc. Points values are subject to change. Visit NAB Rewards Store to find out more.

Is there a limit/cap to how many NAB Rewards Points I can earn?

No, there's no limit to how many NAB Rewards Points you can earn. Any bonus points earn limit/cap conditions will be provided at the time of the bonus points promotion.

We're ready to help you

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