Why get a NAB Rewards Credit Card?

  • Earn points on everyday purchases and redeem from a wide range of items in our NAB Rewards Store2

  • 7 complimentary insurances on our NAB Rewards Signature and NAB Rewards Platinum Card1

  • Earn uncapped NAB Rewards points

     

  • Top up your frequent flyer and rewards program balance with Velocity Frequent Flyer, KrisFlyer, Asia Miles and AirpointsTM

  • Earn double points on purchases at major department stores and triple points on overseas purchases3

  • Fraud protection and online security so you can enjoy peace of mind with all your purchases

Our highest NAB Rewards Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

19.99
% p.a.

Standard purchase rate

$ 295

Annual card fee

120,000 NAB REWARDS BONUS POINTS
  • 90,000 BONUS POINTS when you spend $3,000 on everyday purchases within the first 60 days of account opening and 30,000 BONUS POINTS when you keep your card for over 12 months. View disclaimer *
  • NAB may vary or end this offer at any time. See important information below.

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

19.99
% p.a.

Standard purchase rate

$ 195

Annual card fee

60,000 NAB REWARDS BONUS POINTS
  • 60,000 BONUS POINTS when you spend $1,000 on everyday purchases within 60 days of account opening. That's enough for $300 in Gift Cards. View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Earn NAB Rewards Points on your everyday spend

$ 500

Minimum credit limit

19.99
% p.a.

Standard purchase rate

$ 95

Annual card fee

30,000 NAB REWARDS BONUS POINTS
  • 30,000 BONUS POINTS when you spend $500 on everyday purchases within 60 days of account opening. That's enough for $150 in Gift Cards. View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

NAB Rewards Points Booster

Earn points on your every day transactions and there is no limit to the amount of points you can earn each month.2

Earn double points

On purchases made at major department and hardware stores (instore and online) including: Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10, Home Timber and Hardware, Stratco and Total Tools. 3

Earn triple points

On purchases made online with Webjet via the NAB Rewards Store or on Webjet.com.au; when travelling overseas or on overseas purchases made here in Australia.3

What's in the NAB Rewards store?

Gift Cards

Redeem your points for a gift card from our extensive range of over 60 retailers.

Fashion & Accessories

Cosmetics, fragrances, jewellery, watches, handbags and more.

Technology

Use your points for the latest gadgets from Apple, Bose, Samsung and more.

Banking rewards

Use your points for cashback off your NAB Rewards Card or top up your NAB bank account.

Charity

Use your points for good by donating to one of our 100 charity partners.

Homewares

Get all the appliances you could need from great brands like KitchenAid, Breville, Nespresso and Dyson.

Browse the NAB Rewards Store

Your NAB Rewards travel and partner options

Webjet

90,000 NAB Rewards Points will get you $450 with Webjet. Book any seat, on any airline, at any available time.

Find out more

Asia Miles

Redeem and fly with 20+ airline partners including Cathay Pacific, British Airways, Qantas Airways and more.

Find out more

Air New Zealand Airpoints

Air New Zealand's loyalty programme. Redeem and fly with Air China, Singapore Airlines, United Airlines and more.

Find out more

Velocity Frequent Flyer

 Redeem and fly with Virgin Australia, Etihad Airways, Singapore Airlines, Tigerair, Virgin Atlantic, Hong Kong Airlines and more.

Find out more

KrisFlyer

Singapore Airline’s loyalty programme. Redeem and fly with Singapore Airlines, SilkAir, Scoot, Star Alliance airlines and more.

Find out more

flybuys

Redeem for flybuys points to save money off your shop with flybuys Dollars or choose from thousands of flybuys rewards including flybuys travel.

Find out more

View and redeem your NAB Rewards Points

  • Step 1 1. Log in to Internet Banking or the NAB app and go to the 'My Cards' section.
  • Step 2 2. Select your NAB Rewards card and you'll be able to see your points.
  • Step 3 3. Select 'Redeem points' and you'll be taken to the NAB Rewards Store.

Looking for more information on the NAB Rewards Program?

Frequently asked questions

How long will my points last before expiring?

NAB Rewards Points expire three years after they were earned. You can see if you have any points expiring in the next few months when you login to your internet banking.

How long will it take for my bonus points to be credited?

Your bonus points will be credited within 3 months of meeting your spend criteria.

Do all transactions earn points?

Most everyday transactions will earn points. Transactions that don’t earn points include cash advances, bank charges, balance transfers, buying foreign exchange or travellers cheques, ATO payments, transactions where a cardholder uses a card to access linked transaction accounts and transactions for gambling or gaming purposes. For more information refer to the NAB Rewards terms and conditions at rewards.nab.com.au/termsncondition.

What's my points worth?

It depends on what you redeem your points for. As an example, you can redeem 20,000 NAB Rewards bonus points for a $100 gift voucher. However, the value of points changes if you redeem through Webjet, for homewares, etc. Points values are subject to change. Visit NAB Rewards Store to find out more.

Is there a limit/cap to how many NAB Rewards Points I can earn?

No, there's no limit to how many NAB Rewards Points you can earn. Any bonus points earn limit/cap conditions will be provided at the time of the bonus points promotion.

How can I access the NAB Rewards Store to redeem my points?

  1. Log in to Internet Banking or the NAB app and go to the 'My Cards' section.
  2. Select your NAB Rewards card and you'll be able to see your points.
  3. Select 'Redeem points' and you'll be taken to the NAB Rewards Store.

We're ready to help you

Call us