5.27 % p.a.
NAB Tailored Home Loan
NAB Tailored Home Loan
NAB Tailored Home Loan
NAB Tailored Home Loan
Tailored home loan rates and fees
A snapshot of our featured rate and what you can expect to pay in fees.
Variable rate
Comparison rate
5.40 % p.a.
Application fee
$ 0
Monthly service fee
$ 8
This variable rate applies to eligible owner occupier home loans when making principal and interest repayments. For more information on comparison rates and the fees and charges that can apply please refer to our important information.
Benefits of a NAB Tailored Home Loan
Our flexible, tailored home loans come packed with great benefits and features.
Save with an offset account
You could save thousands of dollars in interest and cut years off your home loan by using an offset account.
Use as a construction loan
The loan can be used to let you make progressive payments to your builder. It includes interest-only repayment options with terms of one or two years.
Flexible repayment options
Choose a repayment frequency that works for you - we also don’t charge any additional fees if you want to make extra repayments.
Use redraw to access extra cash
If you’re at least one full repayment ahead, you can redraw $500 or more with no fees if you have a variable rate home loan. It’s simple to redraw using NAB Internet Banking.
Pay off your mortgage sooner
Get ahead faster with no fees for making extra repayments on variable rate loans. Make additional repayments up to a total of $20,000 on fixed rate loans and save interest on your mortgage.
Control from your pocket
Stay on top of your home loan through the NAB app. You can track your home loan progress, estimate your property equity and more.
Calculators and tools
Use our tools and calculators to work out your potential repayments, borrowing power, and more.
Compare home loan interest rates
With a NAB Tailored Home Loan you have the option of a fixed rate, variable or a mixture of both.
Variable home loan interest rates
Variable rates for owner occupiers
Interest rate | Comparison rate | |
---|---|---|
Principal and interest | Interest rate 5.27% p.a. |
Comparison rate
5.40% p.a. |
Interest only | Interest rate 5.84% p.a. |
Comparison rate
5.63% p.a. |
Variable rates for residential investors
Interest rate | Comparison rate | |
---|---|---|
Principal and interest | Interest rate 5.87% p.a. |
Comparison rate
6.00% p.a. |
Interest only | Interest rate 6.17% p.a. |
Comparison rate
6.12% p.a. |
Fixed home loan interest rates
Fixed rates for owner occupiers
Principal and interest
Interest rate | Comparison rate | |
---|---|---|
1 year | Interest rate 4.79% p.a. |
Comparison rate
5.35% p.a. |
2 year | Interest rate 5.69% p.a. |
Comparison rate
5.48% p.a. |
3 year | Interest rate 5.89% p.a. |
Comparison rate
5.57% p.a. |
4 year | Interest rate 6.29% p.a. |
Comparison rate
5.77% p.a. |
5 year | Interest rate 6.39% p.a. |
Comparison rate
5.89% p.a. |
Interest only in arrears
Interest rate | Comparison rate | |
---|---|---|
1 year | Interest rate 5.29% p.a. |
Comparison rate
5.58% p.a. |
2 year | Interest rate 5.89% p.a. |
Comparison rate
5.64% p.a. |
3 year | Interest rate 6.19% p.a. |
Comparison rate
5.72% p.a. |
4 year | Interest rate 6.59% p.a. |
Comparison rate
5.89% p.a. |
5 year | Interest rate 6.69% p.a. |
Comparison rate
5.99% p.a. |
Interest only in advance - share investment
Interest rate | Comparison rate | |
---|---|---|
1 year | Interest rate 5.19% p.a. |
Comparison rate
5.58% p.a. |
2 year | Interest rate 5.79% p.a. |
Comparison rate
5.65% p.a. |
3 year | Interest rate 6.09% p.a. |
Comparison rate
5.75% p.a. |
4 year | Interest rate 6.49% p.a. |
Comparison rate
5.93% p.a. |
5 year | Interest rate 6.59% p.a. |
Comparison rate
6.04% p.a. |
Fixed rates for residential investors
Principal and interest
Interest rate | Comparison rate | |
---|---|---|
1 year | Interest rate 5.09% p.a. |
Comparison rate
5.92% p.a. |
2 year | Interest rate 5.59% p.a. |
Comparison rate
5.95% p.a. |
3 year | Interest rate 6.09% p.a. |
Comparison rate
6.06% p.a. |
4 year | Interest rate 6.29% p.a. |
Comparison rate
6.15% p.a. |
5 year | Interest rate 6.39% p.a. |
Comparison rate
6.23% p.a. |
Interest only in advance - share investment
Interest rate | Comparison rate | |
---|---|---|
1 year | Interest rate 5.19% p.a. |
Comparison rate
5.58% p.a. |
2 year | Interest rate 5.79% p.a. |
Comparison rate
5.65% p.a. |
3 year | Interest rate 6.09% p.a. |
Comparison rate
5.75% p.a. |
4 year | Interest rate 6.49% p.a. |
Comparison rate
5.93% p.a. |
5 year | Interest rate 6.59% p.a. |
Comparison rate
6.04% p.a. |
Interest only in arrears
Interest rate | Comparison rate | |
---|---|---|
1 year | Interest rate 5.19% p.a. |
Comparison rate
6.02% p.a. |
2 year | Interest rate 5.79% p.a. |
Comparison rate
6.05% p.a. |
3 year | Interest rate 6.09% p.a. |
Comparison rate
6.09% p.a. |
4 year | Interest rate 6.39% p.a. |
Comparison rate
6.19% p.a. |
5 year | Interest rate 6.59% p.a. |
Comparison rate
6.30% p.a. |
Interest in Advance
Interest rate | Comparison rate | |
---|---|---|
1 year | Interest rate 5.09% p.a. |
Comparison rate
6.03% p.a. |
2 year | Interest rate 5.69% p.a. |
Comparison rate
6.06% p.a. |
3 year | Interest rate 5.99% p.a. |
Comparison rate
6.12% p.a. |
4 year | Interest rate 6.29% p.a. |
Comparison rate
6.23% p.a. |
5 year | Interest rate 6.49% p.a. |
Comparison rate
6.35% p.a. |
Comparison rate warning
Other options to consider
We have a range of finance products to suit your particular needs.
Help and support
Get the most out of your NAB home loan and discover popular help and support tasks.
More help and support
Use our helpful guides, FAQs and support services to help manage all of your banking more easily.
Contact us
Book an appointment
Request a call back or book an appointment in branch or with a mobile banker who can come to you.
Call us
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Terms and Conditions
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