NAB Business Visa Debit Card rates and fees

Monthly card fee

$ 0

ATM withdrawal fee

$ 0

International transaction fee

3 %

Benefits of a NAB Business Visa Debit Card

The NAB Business Visa Debit Card has a range of features and benefits to make business banking easier.

Bank on the go

Bank 24/7 with the NAB app, packed with features to help you stay in control of your money.

Extensive Visa network

Use your own money to pay for everyday business purchases wherever Visa is accepted.

Visa discounts and benefits

Gain access to benefits across a variety of business services through Visa Commercial Offers, opens in new window.

Online security

Protect your business funds with Online Secure and enjoy complimentary Unauthorised Transaction Insurance (PDF, 152KB), opens in new window.

Smart receipts

Access smart receipts directly from your NAB app, with easy search and filter functions as well as the ability to share banking transactions with your accountant.

Digital wallets

Easily and safely pay for business expenses with your smartphone or wearable device using digital wallets such as Apple Pay and Google Pay.

Most popular
Tap into the features of a NAB Business Visa Debit Card

Link a card to your business bank account to pay for expenses online, over the phone or in person.

  • Access your business funds wherever Visa is accepted including online, over the phone and overseas. 

  • Protection against loss from fraud with Visa Zero Liability, opens in new windowNAB Defence and Visa Secure.

  • Discover great deals, discounts and privileges from the Visa network.

How to order a NAB Business Visa Debit Card

If you're a NAB customer with a business transaction account that can be linked to a NAB Business Visa Debit Card, you can order your card using NAB Internet Banking or the NAB app. The order form will take less than five minutes to complete.

Step 1

Log into NAB Internet Banking or the NAB app using your business NAB ID and select 'Cards' from the menu.

Step 2

Choose the business account you would like to add the new NAB Business Visa Debit Card to.

Step 3

Once your application is approved, we'll send out your card to your nominated address within 7-10 business days.

NAB Connect customers

If you’re a NAB Connect customer and want to apply for a NAB Business Visa Debit card, speak to a NAB business banking specialist on 13 10 12.

Other ways to apply

If you don't have a transaction account with NAB, you'll need to apply for one of our business transaction accounts that can be linked to a NAB Business Visa Debit Card:

You can call us on 13 10 12 from Monday to Friday, 8:00am to 8:00pm (AEST/AEDT) or Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT), visit your nearest NAB branch, or enquire online to get a NAB Business Visa Debit Card.

Help and support Frequently asked questions

  •  There is no daily transaction limit, however, there is a $2,000 cash withdrawal limit per card, per day.

  • Once your application is approved, your card will be delivered to the nominated address in seven to ten days. You will receive your PIN in a separate letter three to five days after the card arrives. Once you receive your physical card in the mail, all you will need to do is sign the back of the card.

  • Once approved, you can start making in-person contactless purchases and ATM withdrawals, before you receive your physical card. To set this up, log in to your NAB app using your personal NAB Identification Number (NIN), select the Business Visa Debit Card you are looking to use, and add it to Apple Pay or Google Pay. Note, you cannot use digital wallets for online purchases.

  • Yes, you can use your NAB Business Visa Debit Card overseas wherever Visa is accepted. Make sure you notify NAB of your travel plans to avoid any disruptions.

  • If your NAB Business Visa Debit Card is lost or stolen, you should immediately report it to NAB. You can block and reorder your card through the NAB app with your personal NIN. Alternatively, contact us as follows:

    Call us from the NAB app

    Call us securely from the NAB app to skip the identification process and get connected with who you need.

    1. Log into the NAB app.
    2. Click on the Search icon.
    3. Search for ‘call’. 
    4. Click on Contact us.

    Learn more about calling from the NAB app.

    Call us within Australia

    24 hours, 7 days a week

    1800 033 103

    Call us from overseas

    24 hours, 7 days a week

    +61 3 8641 9121

  • You can change your PIN for the NAB Business Visa Debit Card through NAB Internet Banking or the NAB app. For any assistance, you can also contact NAB at 13 10 12.

  • When your NAB Business Visa Debit Card nears its expiry date, NAB will automatically issue you a new card and send it to your address on file. You should receive the new card before the old one expires. Once you receive the new card, activate it and destroy the old card by cutting it into pieces, particularly through the chip and magnetic strip, to ensure your personal information is protected.

  • Yes, you can request an additional card for another person in your business. Please note, any additional person must be a signatory on the account. To do so, log in to your NAB app or NAB Internet Banking, select the Cards menu, then select the ‘Add a new Business Visa Debit Card to your account’ and enter the necessary details for the new cardholder. The business account must be linked to your NAB ID for this option to show up. The new card will be sent to your business address and the cardholder will be able to use it for business-related transactions.

You might also be interested in

Contact us

Call us

Call us for your general enquiries about business banking.

Visit a NAB branch

Use our locations tool to find business banking services.

Terms and Conditions

Business Banking Fees – A guide to fees and charges

NAB Business Products – Terms and conditions

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.

The Target Market Determination for this product is available at nab.com.au/TMD.