• Earn Qantas Points on everyday purchases (up to $6,000 per statement period).
  • Complimentary Qantas Frequent Flyer membership (required to earn Qantas Points).
  • Complimentary insurances - see the Insurance section for details.
  • NAB Concierge Service - your own personal assistant 24 hours, 7 days a week.
  • Access to our NAB Service Centre 24 hours, 7 days a week.

Benefits of Visa

Rates and fees

Variable purchase rate

19.99% p.a.

Variable cash advance rate

21.74% p.a.

Standard balance transfer rate

0% p.a. for 12 months
Balance transfers

Balance transfer fee

3% balance transfer fee applies.

Annual card free


Other fees may apply.

Annual card fee and interest rates are subject to change. Correct as at 5 February 2022. View full details of fees and charges.


Earn Qantas Points

Earn Qantas Frequent Flyer points on everyday purchases and redeem them for rewards in the Qantas Frequent Flyer program. Rewards include Award flights or a variety of products and vouchers from the Qantas Frequent Flyer Store.

Plus, earn one bonus point for every dollar you spend on your NAB Qantas Plus Card on selected Qantas products and services, including eligible Qantas flights.

Total spent on eligible purchases per statement cycle Points earn rate
For the first $3,000 ($0 - $3,000) One point per $1.50
For the next $3,000 ($3,001 - $6,000)* One point per $3

*Points are capped at $6,000 spend per statement period.

Complimentary Qantas Frequent Flyer Membership

To earn points you need to be a member of the Qantas Frequent Flyer program and have provided NAB your Qantas Frequent Flyer membership number. You can join at qantas.com.au/joinffnab, opens in new window. All Qantas Frequent Flyer points are credited directly to your membership account, making it even easier to earn and redeem rewards.

If you’re not already a Qantas Frequent Flyer member, we've arranged for the Qantas Frequent Flyer membership joining fee to be waived when you join at qantas.com.au/joinffnab, opens in new window. That’s a saving of $82.50.

Once you have your Qantas Frequent Flyer membership number (obtained through qantas.com.au/joinffnab, opens in new window) contact us so you earn points as soon as you start using your cards.

The Qantas Frequent Flyer program Terms and Conditions apply. For more information, visit qantas.com.au/frequentflyer, opens in new window and read the NAB Qantas Credit Card Account Reward Terms and Conditions.


These insurances are complimentary with your NAB Qantas Plus Card . These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 604KB), opens in new window for full details, including exclusions. You can also call Allianz Global Assistance (AGA) 1800 187 025.

International Travel Insurance

Cover for travel cancellation, overseas medical expenses, lost luggage (up to $20,000) or travel documents, rental vehicle excess, accidental death and disability, missed connections, personal liability, rental vehicle damage and theft excess waiver, hijack and detention, and kidnap and ransom.

To qualify, use your NAB Qantas Plus Card to purchase a minimum of $500 of your prepaid transportation costs (including travel by air, rail, road or watercraft) and/or accommodation costs and/or organised land tour costs all of which are inclusive of any charges, fees and/or taxes (excluding foreign currency and travellers cheques) on your NAB Qantas Plus Card.

Other eligibility criteria also apply.

Interstate Flight Inconvenience Insurance

You're covered if, during an interstate flight, your luggage is lost or delayed or if you have to cancel or amend an interstate flight due to serious illness.

Transit Accident Insurance

Cover if you or members of your family die or are seriously injured in an accident while travelling.

Rental vehicle excess in Australia insurance

You can be reimbursed up to $2,500 for loss of, or damage to, personal items due to burglary of your hotel/motel in Australia.

Purchase Protection Insurance

Protection for new items purchased with your NAB Qantas Plus Card, if they're stolen or accidentally damaged within 90 days of the date of purchase.

Extended Warranty Insurance

If you purchase a new domestic appliance in Australia using your NAB Qantas Plus Card you'll receive an extension of its original Australian manufacturer's warranty for up to 12 months.

Important information