5.39 % p.a.
Popular links
We’re here to make home loans simpler and easier with our popular tools, special offers and helpful calculators.
Why choose a NAB Home Loan?
Flexible repayments
Pay weekly, fortnightly, or monthly. Feel in control by choosing a repayment amount and schedule that works for you, all from your mobile.
Fast approvals
Get access to fast home loan approvals. Count on our home loan experts to offer support and assistance every step of the way.
Most satisfied customers
We’ve been awarded Canstar’s Most Satisfied Customers of any Major Bank in 2024. Choose from a range of home loan options that best suit your needs.
Reduce interest
Save on interest by linking up to 10 offset accounts to your eligible variable rate NAB home loan.
Offer
3 year fixed rate home loan
Offer
This offer is for new Owner occupierAn owner-occupier owns the home they live in which is used as their primary residence. They don’t rent out the home or use it for investment purposes. , principal and interest home loans where the customer takes a 3 year fixed rate NAB Tailored Home Loan and has a deposit of 30% or more of the property value (maximum permitted loan to value ratio of 70%).
3 year fixed rate
Comparison rate
6.12 % p.a.
Application fee
$ 0
Monthly service fee
$ 8 monthly
For more information on comparison rates and the fees and charges that can apply please refer to our Important Information below.
Comparison rates are based on a secured loan of $150,000 over a term of 25 years
Application Fee Waiver Offer Terms and Conditions
Home loan comparison calculator – Calculator Assumptions
Ready to start your home buying journey?
Book an appointment with a home loan expert to discuss your options.
Tools and calculators
Calculate how much you can afford to borrow and other useful home loan tools.
How much can I borrow?
Get an estimate of how much you can afford to borrow for your home.
Home loan repayment calculator
Compare your loan amount with other factors to estimate your minimum loan repayments.
Equity loan calculator
Evaluate your home’s equity and see how you could make it work for you.
Which home loan is right for me?
We’ll help you find a home loan that suits your needs.
Other options to consider
Learn about home loans for members of the Australian Defence Force, or how the Home Loan Guarantee Scheme could help you buy your first home sooner. Alternatively, if you have or are intending to borrow more than $850,000, learn how you might benefit from becoming a premier customer.
NAB Defence Force Home Loans
Our NAB Defence Force Home Loan product range is available to eligible Australian Defence Force members.
NAB Premier Banking
Learn what to expect as a NAB Premier Banking customer, explore investment insights and get personalised support to help you reach your financial goals.
Home Guarantee Scheme
Get into your first home with a 5% deposit.
Help and support
Get the most out of your NAB home loan and discover popular help and support tasks.
Tips Home buying guides
Buying your first home – the different stages
There’s a lot to consider, so here are some tips and tools to get you started.
Buying your next home
Thinking about buying a house or freeing up equity? We can help make it happen.
Investing in property
Find out how investing in property can help you build wealth.
Contact us for home loan related queries
This is how you can get in touch.
Start a conversation with a banker
- Log into either NAB Internet Banking or the NAB app.
- Tap on the message icon.
- Type ‘speak to a person’ in the conversation window.
Call us
Speak to a home loan expert about a new or existing home loan.
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Book an appointment
Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.
Terms and Conditions
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