0% p.a. on balance transfers

for 20 months*

On a new NAB Premium Card

2% BT fee. BT reverts to cash advance rate.

Answer a few simple questions to find out which credit card is best for you.

Find out more about balance transfers or use our calculator to see how much you could save.

Already have a NAB credit card? We have a range of information to help you manage your credit card.

Show me...Credit cards
Offer

NAB Premium Card

Enjoy our lowest annual card fee within our Platinum card range, a great choice for everyday purchases with the added benefits of complimentary insurances 1

  • $6000

    Minimum Credit Limit

  • $90

    Annual card fee

0% P.A. ON BALANCE TRANSFERS FOR 20 MONTHS

  • Enjoy 0% p.a. on balance transfers for 20 months on a new NAB Premium Card. 2% BT fee applies. BT reverts to cash advance rate.

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

Offer

NAB Low Fee Card

With our lowest annual fee, you'll have more to spend on what you want

  • $500

    minimum credit limit

  • $30

    Annual card fee

0% P.A. ON BALANCE TRANSFERS FOR 16 MONTHS

  • Enjoy 0% p.a. on balance transfers for 16 months on a new NAB Low Fee Card. 2% BT fee applies. BT reverts to cash advance rate.

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Offer

NAB Rewards Platinum Card

Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances 1

  • $6000

    Minimum credit limit

  • $195

    Annual card fee

60,000 NAB REWARDS BONUS POINTS

  • 60,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. That's enough for $300 in Gift Cards.

    View disclaimer **
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Offer

NAB Rewards Classic Card

Earn points on your everyday spend and reward yourself with a range of travel, homewares & more in our NAB Rewards Store

  • $500

    Minimum credit limit

  • $95

    Annual card fee

30,000 NAB REWARDS BONUS POINTS

  • 30,000 BONUS POINTS when you spend $1,500 on everyday purchases within 60 days of account opening. That's enough for $150 in Gift Cards.

    View disclaimer **
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Offer

NAB Rewards Signature Card

Enjoy our highest earn rate on our most rewarding card with the added benefit of seven complimentary insurances and exclusive rewards 1

  • $15000

    minimum credit limit

  • $295

    Annual card fee

100,000 NAB REWARDS BONUS POINTS

  • 100,000 BONUS POINTS when you spend $3,000 on everyday purchases within 60 days of account opening. That's enough for $500 in Gift Cards.

    View disclaimer **
  • Minimum monthly repayments required. Apply by 25 February 2018. See important information below.

Offer

NAB Qantas Rewards Signature Card

Our fastest way to earn Qantas Frequent Flyer Points, with the added benefits of complimentary insurances 1

  • $15000

    minimum credit limit

  • $395

    Annual card fee

100,000 BONUS QANTAS POINTS

  • 100,000 BONUS POINTS when you spend $3,000 on everyday purchases within 60 days of account opening. 

    View disclaimer ^
  • Minimum monthly repayments required. Apply by 25 February 2018. See important information below.

Offer

NAB Qantas Rewards Premium Card

Get more out of your everyday purchases by earning Qantas Frequent Flyer Points, with the added benefits of complimentary insurances 1

  • $6000

    Minimum credit limit

  • $250

    Annual card fee

25,000 BONUS QANTAS POINTS

  • 25,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. 

    View disclaimer ^
  • Minimum monthly repayments required. Apply by 25 February 2018. See important information below

NAB Qantas Rewards Card

Earn Qantas Frequent Flyer Points on your everyday spend

  • $500

    Minimum credit limit

  • $95

    Annual card fee

Features & Benefits

Earn Rewards Faster - Add one additional cardholder at no extra cost2.

Complimentary Purchase Protection Insurance - Goods bought with your card are protected from loss, theft or accidental damage for up to 3 months1.

Join QFF for free - Free Qantas Frequent Flyer membership (a saving of $89.50)4

Offer

NAB Low Rate Platinum Card

Enjoy our lowest interest rate on purchases, with the added benefits of complimentary insurances 1

  • $6000

    Minimum credit limit

  • $100

    Annual card fee

0% P.A. ON PURCHASES FOR 9 MONTHS

  • Enjoy 0% p.a. on purchases for 9 months on a new NAB Low Rate Platinum Card. 

    View disclaimer ^^
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

Offer

NAB Low Rate Card

Whether it's an everyday purchase or life's other luxuries, this card has you covered

  • $500

    Minimum credit limit

  • $59

    Annual card fee

0% P.A. ON PURCHASES FOR 6 MONTHS

  • Enjoy 0% p.a. on purchases for 6 months on a new NAB Low Rate Card. 

    View disclaimer ^^
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

NAB Velocity Rewards Premium Card

Take off sooner with our fastest way to earn Velocity Frequent Flyer Points, with the added benefit of complimentary insurances 1

  • $6000

    Minimum credit limit

  • $150

    Annual card fee

Features & Benefits

Earn Rewards Faster - Add one additional cardholder at no extra cost2.

Enjoy Premium Service - Your own 24 hour, 7 day personal assistant for travel and lifestyle services with NAB Concierge Service.

Insurance wherever you are - Access to 7 complimentary insurances including Overseas Travel Insurance1.

NAB Velocity Rewards Card

Make the most of your everyday purchases by earning Velocity Frequent Flyer Points

  • $500

    minimum credit limit

  • $95

    Annual card fee

Features & Benefits

Earn Rewards Faster - Add one additional cardholder at no extra cost2.

Complimentary Purchase Protection Insurance - Goods bought with your card are protected from loss, theft or accidental damage for up to 3 months1.

Enjoy special offers with Visa - Special offers on shows, events, experiences and movies from Visa Entertainment.

All NAB Credit Cards come with these great benefits

Fraud protection

Provided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction

Online security

Verified by Visa reduces online fraud by confirming your identity with a password.

Another card?

Add an additional cardholder at no extra cost.2

24/7 Emergency assistance

If your card is lost or stolen, you can block it via the NAB Mobile Banking app or call us anytime.

Contactless payments

Tap and pay with your NAB credit card or your phone - with NAB pay for Android.

Tools and calculators

See how much you could save
Transfer your credit card balance

%

Please enter valid interest rate between 0.00 and 100.00

$

Please enter valid amount higher than 200

Why do a balance transfer?

Balance transfers are one way to consolidate your debt and give yourself some breathing space. By transferring a balance to NAB, you'll benefit from a transfer rate where you'll pay less interest.

Over 12 months you could save

$

Special offer! On a new NAB Velocity Rewards Premium card

0 %
P.A.
on purchases For 15 MONTHS#

&

0 %
P.A.
on balance transfers with a one off 2% balance transfer fee For 15 MONTHS#

20 ,000
Bonus Velocity Points when you make an everyday purchase within 90 days#

CALCULATOR INFORMATION

The Balance Transfer Calculator estimates the amount you may be able to save by transferring to a NAB product. We'll leave you to put in the amount you're thinking of transferring and your current product's purchase rate.

Of course, any request by you to transfer this amount will be subject to our assessment of your credit application. So keep in mind, you may not be eligible for a balance transfer for the full amount on your existing cards.

Calculator Assumptions

Interest rate

The interest rate displayed is our current balance transfer promotional interest rate.

We've also displayed our current promotional purchase interest rate.

All rates displayed are per annum.

Fees

This calculator only takes into account your current product's purchase interest rate. You'll also need to consider what other fees and charges apply to your current card and any discounts, or promotional offers, to assess any savings.

The estimated savings also do not take into account any fees applicable to your new NAB product, including any balance transfer fee that may apply. So to more accurately assess any savings you'll need to read the product webpages on this site and understand what fees and charges will apply.

Monthly repayments

The estimated savings assumes that during the promotional period you make no cash advances and make the minimum monthly repayments each month required under the terms and conditions.

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We're ready to help you

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