Low Interest Rate Cards

More financial flexibility and peace of mind with our lowest interest rate cards

Find out more

Our lowest interest rate on purchases with platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 100

Annual card fee

13.99
% p.a.

Standard purchase rate

0% P.A. ON PURCHASES FOR 15 MONTHS
  • Enjoy 0% p.a. on purchases for 15 months on a new NAB Low Rate Platinum Card.  View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below

Our lowest interest rate on purchases with no frills

$ 500

Minimum credit limit

$ 59

Annual card fee

13.99
% p.a.

Standard purchase rate

0% P.A. ON PURCHASES FOR 6 MONTHS
  • Enjoy 0% p.a. on purchases for 6 months on a new NAB Low Rate Card.  View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Low Annual Fee Cards

Pay less on annual card fees and spend more on what's important to you

Find out more

Our lowest annual fee card with platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 90

Annual card fee

19.74
% p.a.

Standard purchase rate

Our lowest annual fee card with no frills

$ 500

Minimum credit limit

$ 30

Annual card fee

19.74
% p.a.

Standard purchase rate

  • Purchase protection insurance on personal items for loss, theft, or accidental damage View disclaimer 1
  • Special offers with Visa Entertainment including pre-sale tickets and member promotions
  • Fraud and theft protection with world class security technologies
  • Global assistance for card emergencies
  • Add an additional cardholder at no extra cost View disclaimer **

NAB Rewards Cards

Earn NAB Rewards Points and redeem with travel, gift cards, homewares and more

Find out more

Our highest NAB Rewards Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

$ 295

Annual card fee

19.99
% p.a.

Standard purchase rate

90,000 NAB REWARDS BONUS POINTS
  • 90,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. That's enough for $450 in Gift Cards. View disclaimer ^
  • NAB may vary or end this offer at any time. See important information below. 

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 195

Annual card fee

19.99
% p.a.

Standard purchase rate

60,000 NAB REWARDS BONUS POINTS
  • 60,000 BONUS POINTS when you spend $1,000 on everyday purchases within 60 days of account opening. That's enough for $300 in Gift Cards. View disclaimer ^
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

Earn NAB Rewards Points on your everyday spend

$ 500

Minimum credit limit

$ 95

Annual card fee

19.99
% p.a.

Standard purchase rate

30,000 NAB REWARDS BONUS POINTS
  • 30,000 BONUS POINTS when you spend $500 on everyday purchases within 60 days of account opening. That's enough for $150 in Gift Cards. View disclaimer ^
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.

NAB Qantas Rewards Cards

Earn Qantas Points

Find out more

Our highest Qantas Points earn rate with platinum services and complimentary insurances View disclaimer 1

$ 15K

Minimum credit limit

$ 395

Annual card fee

19.99
% p.a.

Standard purchase rate

90,000 BONUS QANTAS POINTS
  • 90,000 BONUS POINTS when you spend $4,000 on everyday purchases within 60 days of account opening.  View disclaimer ^^
  • Plus, enjoy a reduced annual card fee (from $395 to $295) for the first year. NAB may vary or end this offer at any time. See important information below.

Earn Qantas Points and enjoy platinum services and complimentary insurances View disclaimer 1

$ 6K

Minimum credit limit

$ 250

Annual card fee

19.99
% p.a.

Standard purchase rate

30,000 BONUS QANTAS POINTS
  • 30,000 BONUS POINTS when you spend $2,500 on everyday purchases within 60 days of account opening. View disclaimer ^^
  • NAB may vary or end this offer at any time. See important information below

Earn Qantas Points on your everyday spend

$ 500

Minimum credit limit

$ 95

Annual card fee

19.99
% p.a.

Standard purchase rate

All NAB Credit Cards come with these great benefits

Fraud protection

Fraud protection and online security so you can enjoy peace of mind with all your purchases.

Another card?

Add an additional cardholder at no extra cost.#

24/7 Emergency assistance

If your card is lost or stolen, you can block it via the NAB app or call us anytime.

Looking for a balance transfer?

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Latest credit card offers

Check out the current offers available on a range of our NAB credit cards. Find one that suits your needs, from earning bonus points to low interest rates.

NAB Personal Loan

Borrow from $5,000 to $55,000 for almost anything you’re into with a NAB Personal Loan.

Managing your money

Need help managing your debts or balancing a budget? Check out our advice and tools to help you better manage your money.

We're ready to help you

Call 13 13 12

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Sat-Sun 9am - 6pm (AEST/AEDT)