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All NAB Credit Cards come with these great benefits

Fraud protection

Provided you operate your account responsibly, if fraud occurs you'll be reimbursed for the fraudulent transaction.

Online security

Verified by Visa reduces online fraud by confirming your identity with a password.

Another card?

Add an additional cardholder at no extra cost.2

24/7 Emergency assistance

If your card is lost or stolen, you can block it via the NAB app or call us anytime.

Contactless payments

Tap and pay with your NAB credit card or your phone - with NAB pay for AndroidTM.3

Information you'll need to apply (takes 15 minutes)

  • Your email address

  • Your financial information (including employer information)

  • Details of what you owe and what you own

  • Your driver's licence number (if you have one)

  • If you're self-employed, your accountant's name and contact details

Things you should know before you apply

  • You need to be at least 18 years old and have a good credit rating to apply

  • Approval and credit limit are subject to NAB's assessment criteria

  • It's important that you read and understand the Guide to Fees and Charges~ as well as the terms and conditions* that apply to each credit card

  • You should apply for a credit card only if you're sure you'll be able to afford the repayments

  • Before you apply for a credit card it's a good idea to check your finances with our budget planner^

  • Step 1 You'll receive a response online within 60 seconds and then an email. Your email will include an application reference number. 
  • Step 2 If your application is approved, it's then subject to income verification. If you meet the verification criteria, you'll receive your credit card within five business days. 
  • Step 3 To check the progress of your application call us on 1300 361 138 from 8am - 7pm Mon-Fri (AEST/AEDT). Remember to have your application number handy.