Standard rates & fees

  • 12.99 %p.a.

    Standard purchase rate

  • 0.00 %p.a.

    for 6 months standard balance transfer rate. 2% balance transfer fee applies.1

  • 21.74 %p.a.

    Cash advance rate

  • $59

    Annual card fee

  • Up to 55

    Interest free days on purchases2

  • $500

    Minimum credit limit

Find out more about rates and fees.

Special offer


  • Enjoy 0% p.a. on purchases for 6 months on a new NAB Low Rate Card.

    View disclaimer *
  • Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below


Fraud protection

NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.

Add another card?

Add an additional cardholder at no extra cost.4

Emergency assistance

We’re here for you 24/7 over the phone if your credit card is lost or stolen.

Save on interest

Enjoy our lowest everyday purchase rate.

Visa Entertainment

Special offers on shows, events, experiences and movies from Visa Entertainment.

Discover more credit card benefits and what they can do for you.

Not the right card for you?

NAB Low Fee Platinum Card

Enjoy our lowest interest rate on purchases, with the added benefits of complimentary insurances

NAB Low Fee Card

Our lowest annual fee card with no frills

NAB Rewards Platinum Card

Earn NAB Rewards Points and enjoy platinum services and complimentary insurances View disclaimer 3

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