1. PREPARING TO BUY
Time to get organised! Our guides to budgeting, saving, renting vs buying and getting your finances in order will make buying your home more manageable and better prepare you to make the leap into a home loan.
Budgeting 101: Working out your income and expenses
Working out a realistic budget is a great way to take control of your finances.
Savings for your home deposit: Tips to get there faster
It’s a big decision when you decide you’re going to start saving to buy a home.
How to improve your finances and home loan chances
A successful home loan application depends on the interplay of four factors...
2. Buying your home
So you’ve found the house you want to make your home. Before you make an offer, learn about the cost of home ownership, getting a First Home Owner Grant and more.
First home owners grant (FHOG): The basics
The First Home Owner Grant (FHOG) varies a great deal from state to territory to state.
Property insights reports
You put more than money into your property, so we'll provide insights to help you land your next move.
Applying for home loan conditional approval
Getting conditional approval for your home loan is an important step in the home buying journey.
3. Getting your home loan
Ready to apply? Let us explain common home loan terms, the different types of home loans available, what you'll be asked when you apply and about the application process.
Understanding our different types of home loans
With so many different home loans out there, it's hard to know which one's best.
Our home loan dictionary
Are you looking at homes – and looking into home loans – and struggling with the terminology?
What we'll ask when you apply for a home loan
Getting your home loan sorted with us – from whoa to go – is a five-step process.
Our range of home loan products
NAB Choice Package
Combine your Home Loan with other banking products, to make everything a whole lot easier. You’ll get discounts and benefits as part of the package too – saving you time and money where it counts.
NAB Tailored Home Loan
With fixed and variable options, the NAB Tailored Home Loan is really flexible, offering 100% offset and extra or lump sum repayments at no extra cost (for variable rate loans).
NAB Base Variable Rate Home Loan
Keep things simple with our easy-to-manage low rate home loan which has no redraw or ongoing monthly fees.
NAB FlexiPlus Mortgage
Have flexibility with your personal and investment borrowing with a NAB line of credit. You can access funds at any time and have no scheduled repayments.
NAB Portfolio Facility
Have more control of your banking with an all-in-one line of credit. You can your access funds at any time and organise your banking into multiple sub accounts within just one banking facility.