Transfer using PayID or to your linked accounts
There are no cut-off times. When paying to a PayID, in most cases they’ll have the funds in under 60 seconds.
Transfer to another financial institution
If you make the transfer before 6pm (Melbourne time) on a business day in most cases they’ll get the funds the next business day, and if it’s after 6pm, or on a weekend or public holiday, within two business days.
Transfer to another NAB account
If you make the payment before 10pm (Melbourne time) on a business day in most cases they'll receive the funds on the same day. If it's after 10pm, or on a weekend or public holiday, the next business day.2
If you make a BPAY® payment before 6pm (Melbourne time) on a business day, we’ll send the details to the biller’s bank on the same day. Payments made after 6pm on business days, or at any time on a weekend or public holiday will usually be treated as being received by the biller on the next business day.
For more detail check out our different cut-off and processing times table.