Travel with a NAB Visa Debit card

Paying for an overseas trip with your own hard-earned money allows you to enjoy your time off without having to worry about paying back any debt. If you don't want to use credit to pay for your upcoming holiday, one of the simplest things you can do is tap into your travel savings using your NAB Visa Debit card.

Can I use my NAB Visa Debit card overseas?

You can use your card wherever Visa is accepted, including overseas and online. Unlike a credit card, using a debit card means you won’t have to worry about high credit interest rates, or paying off any holiday debts, because when you use a debit card you use your own money.

Use your NAB Visa Debit card to:

  • Withdraw money at ATMs or at a branch, and to make purchases in person, online or over the phone.

    Remember, you may be charged international transaction fees and other non-NAB ATM fees if you use your card to withdraw money from an overseas ATM or from a non-NAB ATM in Australia. For more information please refer to Personal Banking Fees and Charges (PDF, 647KB).

  • Access Visa travel offers from Agoda, Booking.com. Hertz and more.

Travel with a NAB Platinum Visa Debit card

There are plenty of reasons to consider choosing a NAB Platinum Visa Debit card over a travel card. It’s an easy and secure way to access to your own money at home and overseas.

  • No international transaction fee on purchases

  • Complimentary insurances, including purchase protection, extended warranty, and travel insurances

  • 1% cash back on contactless purchases (up to $10 per month)

  • Full 24/7 access to NAB Concierge Service

Plus, No ATM fee at over 4,000 ATMs across Australia, shopping protection with NAB Defence, and access to Visa Entertainment, all for a $10 monthly account fee.

When shopping overseas, you can also use a NAB Visa Debit card – but unlike the NAB Platinum Visa Debit card, you may be charged international transaction fees. Whichever NAB Visa Debit card you choose, with a debit card you're only ever spending funds from your transaction account.

Apply for a NAB Platinum Visa Debit Card

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Saving money for overseas travel

Here are some tips to help you save and manage your spending, so you can travel overseas and spend with your NAB Visa Debit card.

1. Open a savings account

You can earn interest on your money with a savings account. With the NAB iSaver, you have the flexibility to easily access your money, and withdrawing won’t affect your interest rate. The NAB Reward Saver gives you bonus interest for making monthly deposits and no withdrawals.

2. Set up a savings goal

Set up a Savings Space for your travel savings, so you can track your progress towards saving for your dream trip. Savings Spaces is a feature within the NAB app that helps you save for all your financial goals, dreams and plans. Perhaps set up a separate account for your travel savings to make it easier to see how much you have to spend while you’re away. Find out more about the benefits of bucketing your money.

3. Track your expenses

Understand exactly where your money is going with Spending. Spending is our expense tracking tool in NAB Internet Banking and the NAB App  that helps you keep track of your expenses and organise your money.  You can use it to save before you travel, and to keep on top of your expenses while you’re overseas.

4. Know about international transaction fees

International transaction fees may apply when using your card overseas, including ATM cash withdrawals. The NAB Platinum Visa Debit Card has no international transaction fee on purchases. Find out more about international transaction fees, including cards with no international transaction fees.

5. Travel for less

The cost of flights and accommodation can vary, depending on how and where you book. Check out NAB Goodies and Visa travel offers for flight, accommodation and other offers.

6. Travel insurance

Some of our cards offer complimentary international travel insurance. While these are great offers, you should read the fine print to see what is and isn’t covered by these insurances. It’s a good idea to put some extra money aside in case you need additional travel insurance to cover your specific needs.

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Terms and Conditions

The information contained on this page is intended to be of a general nature only. Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.